645 Oak Cir, Pleasanton, CA 94566 Property Records

Alameda County property record for 645 Oak Cir, Pleasanton, CA 94566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,636 sqft · built 1962
Lot Size	0.184 acres (7,999 sqft)
Owner	2 Individual Names on File
Last Sale	$1,635,000 (Feb 2024)
Tax Bill	$19,599 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Feb 2024 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`94-15-53`

Property Details

APN / Parcel Number

Primary APN	`94-15-53`
Alternative APN	`094-0015-053-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,636 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1963
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,999 sqft (0.184 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 OAK CIR
City	PLEASANTON
State	CA
Zip	94566-7444
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R165
Legal Description	LOT: 00011 BLK: 0006 TR: 1752
Legal Subdivision	TRACT 1752 FILED OCTOBER 29 1956
Legal Tract	1752
Legal Block	6
Legal Lot Number	11
Jurisdiction	ALAMEDA CA
Township / Civil Division	LIVERMORE-PLEASANTON
Census Block Group	3
Census Block	3018
Census Tract	450741

Owner

645 Oak Cir is owned and occupied by two individuals who bought it in February 2024.

Source: Alameda County records, as of August 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 OAK CIR, PLEASANTON, CA 94566-7444
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2024	Grant Deed, Transfer · Conventional Mortgage CITIBANK NA
Feb 2, 2024	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Feb 22, 2017	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA
Mar 31, 2020	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Dec 8, 2017	Deed of Trust, Mortgage

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 2, 2024 · Amount on File
Deed Sale	Feb 2, 2024 · Amount on File
Prior Sale	Mar 10, 2005 · Amount on File
Deed Document Number	202415845
Prior Transfer Date	Jan 19, 2024
Prior Transfer Doc	0000015843
Record Updated	Oct 29, 2026

February 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 2, 2024
Property Address	645 OAK CIR, PLEASANTON, CA 94566-7444
Document Number	0000015845
Map Reference	MB 37 PG 87
Instrument Date	Jan 23, 2024
Instrument	2024015845
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	645 OAK CIR, PLEASANTON, CA 94566-7444

Mortgage

Document Number	0000015846
Date	Feb 2, 2024
Instrument	2024015846

Lender

Name	CITIBANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2054

February 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ALAMEDA CA
Recording Date	Feb 2, 2024
Property Address	645 OAK CIR, PLEASANTON, CA 94566-7444
Document Number	0000015843
Map Reference	MB 37 PG 87
Instrument Date	Jan 19, 2024
Instrument	2024015843
Transaction Type	Transfer
Record Updated	Mar 8, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	645 OAK CIR, PLEASANTON, CA 94566-7444

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	645 OAK CIR, PLEASANTON, CA 94566-7444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047302
Date	Feb 22, 2017
Instrument	2017047302

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	420 Months
Due	Feb 3, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	645 OAK CIR, PLEASANTON, CA 94566-7444
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072321
Date	Mar 31, 2020
Instrument	2020072321

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	645 OAK CIR, PLEASANTON, CA 94566-7444
Document Number	0000283335
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Jan 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	645 OAK CIR PLEASANTON CA 945667444, PLEASANTON, CA 94566-7444

Tax Assessment & Valuation

The 2025 property tax bill for 645 Oak Cir was $19,599, up 49.5% from the year before.

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Pleasanton City
Unified School District	Pleasanton Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,701,053 (+2%) Land $510,316 Building $1,190,737
2025	$19,599.00 (+49.46%)	$1,667,700 Land $500,310 Building $1,167,390
2024	$13,113.00 (+1.16%)
2023	$12,962.00 Homeowner's exemption	$1,098,528 Land $329,558 Building $768,970	$1,503,450

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Oak Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Oak Cir is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 77% of California
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLEASANTON serves 76,689 people · EPA ID CA0110008
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 548 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile, Unwired, Verizon.

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