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  5. NW 65th St

645 NW 65th St, Ocala, FL 34475 Property Records

Marion County property record for 645 NW 65th St, Ocala, FL 34475

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,365 sqft · built 2004
Lot Size0.26 acres (11,326 sqft)
OwnerIndividual Name on Record
Last Sale$249,900 (Apr 2024)
Tax Bill$2,761 (2025)
Deeds & MortgagesApr 2024 Mortgage
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1470-018-013

Property Details

APN / Parcel Number

Primary APN1470-018-013
Alternative APN
  • 3315774000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,365 sqft Living Area
1st Floor Area1,365 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2014
Exterior MaterialBrick
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Lot Dimensions125 ft deep x 90 ft wide
Garage Area375 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Porch
Porch Area150 sqft
Deck Area156 sqft
Patio Area156 sqft
Outdoor Kitchen / BBQOutdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Account Number3315774000
Street Address645 NW 65TH ST
CityOCALA
StateFL
Zip34475-7537
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSEC 19 TWP 14 RGE 22
Legal Range22E
Legal Township14S
Legal Section19
Legal SubdivisionOCALA HIGHLANDS ESTATES
Legal Block18
Legal Lot Number13
JurisdictionMARION FL
Township / Civil DivisionOCALA
Census Block Group2
Census Block2050
Census Tract1301

Owner

Source: Marion County records, as of January 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address645 NW 65TH ST, OCALA, FL 34475-7537
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 29, 2024Deed of Trust, Mortgage · VA Mortgage
HOME1ST LENDING LLC
Feb 11, 2019Warranty Deed, Transfer · Conventional Mortgage
FLAGSTAR BANK FSB

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2024 · Amount on Record
Deed SaleApr 29, 2024 · Amount on Record
Prior SaleFeb 11, 2019 · Amount on Record
Deed Document Number2024054543
Deed Book / Page8309 / 1825
Record UpdatedJun 8, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMARION FL
Property Address645 NW 65TH ST, OCALA, FL 34475-7537
Transaction TypeMortgage
Record UpdatedMay 22, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address3435 SW 20TH ST 1115, 1115, OCALA, FL 34474-2863

Mortgage

Document Number0083091827
DateApr 29, 2024
Book Page8309/1827
Instrument2024054544
Lender
NameHOME1ST LENDING LLC
TypeMortgage Company
Address1540 INTERNATIONAL PKWY STE 3010, LAKE MARY, FL 32746
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2054

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMARION FL
Recording DateFeb 11, 2019
Property Address645 NW 65TH ST, OCALA, FL 34475-7537
Document Number0069121916
Book / Page6912 / 1916
Map ReferenceMB K PG 1-1C
Instrument DateFeb 11, 2019
Instrument2019014076
Transaction TypeTransfer
Record UpdatedFeb 1, 2022
Title CompanyFIRST AMERICAN TITLE INS CO

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,015.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address442 W UNION PL, 442, CITRUS SPRINGS, FL 34434-5292

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 NW 65TH ST, OCALA, FL 34475-7537

Mortgage

Document Number2019014077
DateFeb 11, 2019
Instrument2019014077
Lender
NameFLAGSTAR BANK FSB
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Marion County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMarion County
Unified School DistrictMarion County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,761.00 (+73.87%) Homeowner's exemption$186,529 (+53.51%) Land $21,996 Building $164,533$186,529 (-0.04%) Land $21,996 Building $164,533
2023$1,588.00 (+3.12%) Homeowner's exemption$121,510 (+3%) Land $10,998 Building $110,512$186,610 (+20.33%) Land $10,998 Building $175,612
2022$1,540.00 Homeowner's exemption$117,971$155,076 Land $10,998 Building $144,078

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies7 in force
Nearby Flood Claims2 (2004)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2004 · Hurricane Frances
Claims by Event
  • Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIRISH ACRES
serves 96 people · EPA ID FL3425126
Water SourceGroundwater
Last State InspectionFeb 2024
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
CenturyLink
DSL		100 / 10

May also be available: Spectrum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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