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  5. NW 106th St

645 NW 106th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 645 NW 106th St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,270 sqft · built 1971
Lot Size4.77 acres (207,781 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Jan 2024)
Tax Bill$4,933 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jun 2017 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1-15-36-35-0010-00030-010A

Property Details

APN / Parcel Number

Primary APN1-15-36-35-0010-00030-010A
Alternative APN
  • R1153635001000030010A

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area2,270 sqft Living Area
Gross Area3,240 sqft
1st Floor Area3,230 sqft
Utility Area138 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area207,781 sqft (4.77 acres)
Garage TypeAttached
Garage Area552 sqft
Pool Area264 sqft
PorchFinished Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address645 NW 106TH ST
CityOKEECHOBEE
StateFL
Zip34972-0827
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOKEECHOBEE LITTLE FARMS (PLAT BOOK 2 PAGE 100) LOT 10 BLOCK 3
Legal Range35E
Legal Township36S
Legal Section15
Legal SubdivisionOKEECHOBEE LITTLE FARMS
Legal Block3
Legal Lot Number10
JurisdictionOKEECHOBEE FL
Township / Civil DivisionNORTH OKEECHOBEE
Census Block Group3
Census Block3034
Census Tract910101

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 NW 106TH ST, OKEECHOBEE, FL 34972-0827
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried Man, Separate Property

Deeds, Mortgages & Sale History

DateDocument
Jan 5, 2024Special Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 26, 2017Deed of Trust, Mortgage · VA Mortgage
CROSSCOUNTRY MORTGAGE INC
May 11, 2020Deed of Trust, Mortgage · VA Mortgage
LOANDEPOT.COM LLC
May 1, 2019Warranty Deed, Transfer · VA Mortgage
LOANDEPOT.COM LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 5, 2024 · Amount on Record
Deed SaleJan 5, 2024 · Amount on Record
Prior SaleAug 1, 2023 · Amount on Record
Deed Document Number2024226
Prior Transfer DateAug 26, 2016
Prior Transfer Doc0007790451
Record UpdatedJun 8, 2026

January 2024: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOKEECHOBEE FL
Recording DateJan 5, 2024
Property Address645 NW 106TH ST, OKEECHOBEE, FL 34972-0827
Document Number0000000226
Map ReferenceMB 2 PG 100
Instrument DateDec 27, 2023
Instrument2024000226
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyFLORIDA TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address120 NW SPANISH RIVER BLVD, BOCA RATON, FL 33431-4265

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 NW 106TH ST, OKEECHOBEE, FL 34972-0827

Mortgage

Document Number0000000227
DateJan 5, 2024
Instrument2024000227
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address645 NW 106TH ST, OKEECHOBEE, FL 34972-0827
Transaction TypeMortgage
Record UpdatedMay 2, 2022
Title CompanyFIRST SOURCE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006435
DateJun 26, 2017
Book Page0792/1124
Instrument2017006435
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term359 Months
DueMay 1, 2047

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address645 NW 106TH ST, OKEECHOBEE, FL 34972-0827
Document Number0000004618
Instrument DateMay 11, 2020
Transaction TypeMortgage
Record UpdatedJul 7, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 NW 106TH ST OKEECHOBEE FL 349720827, OKEECHOBEE, FL 34972-0827

Mortgage

Document Number0000004618
DateMay 18, 2020
Instrument4618
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 17, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKEECHOBEE FL
Recording DateMay 1, 2019
Property Address645 NW 106TH ST, OKEECHOBEE, FL 34972-0827
Document Number0008240043
Book / Page000824 / 000043
Instrument DateApr 24, 2019
Instrument4552
Transaction TypeTransfer
Record UpdatedMay 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,890.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 NW 106TH ST OKEECHOBEE FL 349720827, OKEECHOBEE, FL 34972-0827

Mortgage

Document Number8240044
DateMay 1, 2019
Book Page000824/000044
Instrument4553
Lender
NameLOANDEPOT.COM LLC
TypeFunding / Finance Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 30, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,933.00 (-0.76%)$348,227 (+6.68%)$350,071 (+7.25%) Land $136,020 Building $214,051
2023$4,971.00 (+9.2%)$326,413 (+6.15%) Land $93,975 Building $232,438$326,413 (+6.15%) Land $93,975 Building $232,438
2022$4,552.00$307,516 Land $69,240 Building $238,276$307,516 Land $69,240 Building $238,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 34 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies34 in force
Nearby Flood Claims12 (2004–2008)
Most Recent ClaimAug 2008 · Tropical Storm Fay
Claims by Event
  • Tropical Storm Fay, Aug 2008 · 3 claims
  • Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 63% of the US · lower than 61% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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