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645 North Ave E, Missoula, MT 59801 Property Records

Missoula County property record for 645 North Ave E, Missoula, MT 59801

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,574 sqft · built 1940
Lot Size0.165 acres (7,187 sqft)
Owner2 Individual Names on File
Last Sale$375,000 (Jul 2020)
Tax Bill$6,320 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNR0463202

Property Details

APN / Parcel Number

Primary APNR0463202
Alternative APNs
  • 04-2200-27-3-24-12-0000
  • 0001656209
  • 1656209

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories1 Story
Building Area1,574 sqft Living Area
Gross Area1,814 sqft
1st Floor Area1,014 sqft
Basement Area800 sqft
Finished Basement560 sqft
Unfinished Basement240 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 2000
Architectural StyleConventional
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,187 sqft (0.165 acres)
Lot Dimensions120 ft deep x 60 ft wide
View / LotNeighborhood
Garage TypeDetached
Garage Area264 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchOpen Frame Porch
Porch Area140 sqft
Deck Area236 sqft
Shed1 Shed
Shed Area126 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0001656209
Street Address645 NORTH AVE E
CityMISSOULA
StateMT
Zip59801-6001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code1
Legal DescriptionMOUNT SENTINEL # 1, S27, T13 N, R19 W, BLOCK 3, LOT 9, LOTS 9 & 10
Legal SubdivisionMOUNT SENTINEL # 1
Legal Block3
Legal Lot Number9
JurisdictionMISSOULA MT
Township / Civil DivisionMISSOULA
Census Block Group1
Census Block1025
Census Tract501

Owner

Source: Missoula County records, as of September 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address645 NORTH AVE E, MISSOULA, MT 59801-6001
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 15, 2020 · Amount on File
Deed SaleJul 15, 2020 · Amount on File
Prior SaleOct 22, 2013 · Amount on File
Deed Document Number202014515
Deed Book / Page1034 / 545
Last Transfer DateDec 14, 2020
Transfer Doc0000030477
Record UpdatedOct 29, 2026

July 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMISSOULA MT
Recording DateJul 15, 2020
Property Address645 NORTH AVE E, MISSOULA, MT 59801-6001
Document Number0010340545
Book / Page1034 / 545
Instrument DateJul 15, 2020
Instrument202014515
Transaction TypeTransfer
Record UpdatedAug 16, 2021
Title CompanyFIRST AMERICAN TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address645 NORTH AVENUE, MISSOULA, MT 59801

Mortgage

Document Number202014516
DateJul 15, 2020
Instrument202014516
Lender
NameOPPORTUNITY BANK OF MT
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2050

Tax Assessment & Valuation

Source: Missoula County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateMontana
CountyMissoula County
MunicipalityMissoula City
Secondary School DistrictMissoula High School District (09 - 12)
Elementary School DistrictMissoula Elementary School District (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$670,600 (-) Land $334,920 Building $335,680$670,600 (-) Land $334,920 Building $335,680
2025$6,320.00 (-13.71%)$670,600 (+16.14%) Land $334,920 Building $335,680$670,600 (+16.14%) Land $334,920 Building $335,680
2024$7,324.00 (+6.05%)
2023$6,906.00$577,400$577,400 Land $274,170 Building $303,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 9, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 54% of the US · lower than 70% of Montana
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMISSOULA WATER
serves 68,200 people · EPA ID MT0000294
Water SourceGroundwater
Last State InspectionOct 2025
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 269 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
TDS Telecom
Fiber		8,000 / 8,000
Spectrum
Cable		1,000 / 1,000
CIS
Fixed Wireless		1,000 / 1,000

May also be available: Verizon.

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