645 Neilson St, Berkeley, CA 94707 Property Records

Alameda County property record for 645 Neilson St, Berkeley, CA 94707

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,642 sqft · built 1930
Lot Size	0.087 acres (3,800 sqft)
Owner	Individual Name on Record
Last Sale	$1,050,000 (Nov 2018)
Tax Bill	$19,092 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`62-2868-25`

Property Details

APN / Parcel Number

Primary APN	`62-2868-25`
Alternative APN	`062-2868-025-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,642 sqft Living Area

Exterior

Year Built	Built 1930
Architectural Style	Other
Construction Type	Wood
Lot Area	3,800 sqft (0.087 acres)

Location & Zoning

Street Address	645 NEILSON ST
City	BERKELEY
State	CA
Zip	94707-1504
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK:12 SUBD:MAP OF SOLANO AVENUE TERRACE
Legal Subdivision	MAP OF SOLANO AVENUE TERRACE
Legal Block	12
Jurisdiction	ALAMEDA CA
Township / Civil Division	BERKELEY
Census Block Group	2
Census Block	2001
Census Tract	421300

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	645 NEILSON ST, BERKELEY, CA 94707-1504
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Feb 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage ALLY BANK
Nov 5, 2018	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Nov 5, 2018	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 5, 2018 · Amount on Record
Deed Sale	Nov 5, 2018 · Amount on Record
Prior Sale	Jun 15, 2006
Deed Document Number	2018213122
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	645 NEILSON ST, BERKELEY, CA 94707-1504
Transaction Type	Mortgage
Record Updated	Jul 23, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 NEILSON ST, BERKELEY, CA 94707-1504

Mortgage

Document Number	0000239872
Date	Jul 7, 2021
Instrument	2021239872

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	645 NEILSON ST, BERKELEY, CA 94707-1504
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000029491
Date	Feb 6, 2020
Instrument	2020029491

Lender

Name	ALLY BANK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Dec 1, 2049

November 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Nov 5, 2018
Property Address	645 NEILSON ST, BERKELEY, CA 94707-1504
Document Number	0000213122
Map Reference	MB 25 PG 69
Instrument Date	Oct 23, 2018
Instrument	2018213122
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	645 NEILSON ST, BERKELEY, CA 94707-1504

Mortgage

Document Number	0000213123
Date	Nov 5, 2018
Instrument	2018213123

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2048

November 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ALAMEDA CA
Recording Date	Nov 5, 2018
Property Address	645 NEILSON ST, BERKELEY, CA 94707-1504
Document Number	0000213121
Instrument Date	Oct 19, 2018
Instrument	213121
Transaction Type	Transfer
Record Updated	Nov 27, 2018
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	12 PARK WAY PIEDMONT CA 946113929, PIEDMONT, CA 94611-3929

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Berkeley City
Unified School District	Berkeley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$19,092.00 (+10.88%) Homeowner's exemption	$1,171,274 (+4.04%) Land $351,382 Building $819,892
2023	$17,218.00 Homeowner's exemption	$1,125,798 Land $337,739 Building $788,059

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,266 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Sonic Telecom Fiber	1,000 / 1,000
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks, T-Mobile.

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