645 N Wayne St, Kenton, OH 43326 Property Records

Hardin County property record for 645 N Wayne St, Kenton, OH 43326

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,232 sqft · built 1967
Lot Size	0.242 acres (10,575 sqft)
Owner	Individual Name on Record
Last Sale	$89,000 (Dec 2017)
Tax Bill	$1,709 (2025)
Deeds & Mortgages	Jul 2025 Mortgage Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`36-650099.0000`

Property Details

APN / Parcel Number

Primary APN	`36-650099.0000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
1st Floor Area	1,232 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Roof Material	Shingle
Lot Area	10,575 sqft (0.242 acres)
Lot Dimensions	141 ft deep x 75 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 N WAYNE ST
City	KENTON
State	OH
Zip	43326-1341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SWARTZ SUB N 15 FT NE 1/2 PT 33 3-4 33
Legal Subdivision	SWARTZ
Jurisdiction	HARDIN OH
Township / Civil Division	PLEASANT
Census Block Group	2
Census Block	2019
Census Tract	200

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Main-North Detroit Street Historic District listed 1985 · 158 contributing resources · NRIS 85000867

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Hardin County records, as of April 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 N WAYNE ST, KENTON, OH 43326-1341
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2025	Intrafamily Transfer, Transfer QUEST FCU
Apr 15, 2020	Deed of Trust, Mortgage QUEST FCU
Dec 11, 2017	Warranty Deed, Transfer QUEST FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2017 · Amount on Record
Deed Sale	Dec 11, 2017 · Amount on Record
Prior Sale	Jul 11, 2008 · Amount on Record
Deed Document Number	201792087
Deed Book / Page	548 / 3689
Last Transfer Date	Jun 6, 2025
Transfer Doc	00574/3632
Record Updated	Jun 8, 2026

July 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HARDIN OH
Recording Date	Jul 2, 2025
Property Address	645 N WAYNE ST, KENTON, OH 43326-1341
Document Number	00574/3632
Book / Page	574 / 3632
Instrument Date	Jun 6, 2025
Instrument	2025001901
Transaction Type	Transfer
Record Updated	Mar 31, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 N WAYNE ST, KENTON, OH 43326-1341

Mortgage

Document Number	2025001902
Date	Jul 2, 2025
Instrument	2025001902

Lender

Name	QUEST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDIN OH
Property Address	645 N WAYNE ST, KENTON, OH 43326-1341
Transaction Type	Mortgage
Record Updated	Aug 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 N WAYNE ST, KENTON, OH 43326-1341

Mortgage

Document Number	000556/426
Date	Apr 15, 2020
Book Page	556/426
Instrument	202000001104

Lender

Name	QUEST FCU
Type	Credit Union
Address	KENTON, OH 43326

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2050

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDIN OH
Recording Date	Dec 11, 2017
Property Address	645 N WAYNE ST, KENTON, OH 43326-1341
Document Number	00548/3689
Book / Page	548 / 3689
Instrument Date	Dec 5, 2017
Instrument	201700092087
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$356.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	201700092088
Date	Dec 11, 2017
Instrument	201700092088

Lender

Name	QUEST FCU
Type	Credit Union

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hardin County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hardin County
County Subdivision	Pleasant Township
Municipality	Kenton City
Unified School District	Kenton City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,709.00 (-0.47%)	$39,680 (-) Land $3,020 Building $36,660
2024	$1,717.00 (+5.02%) Homeowner's exemption	$39,680 (-) Land $3,020 Building $36,660
2023	$1,635.00 (+1.93%) Homeowner's exemption	$39,680 (+15.08%) Land $3,020 Building $36,660	$113,370 (+15.08%) Land $8,630 Building $104,740
2022	$1,604.00 Homeowner's exemption	$34,480 Land $2,650 Building $31,830
2020			$98,510 Land $7,570 Building $90,940

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	KENTON CITY serves 8,360 people · EPA ID OH3300612
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected Oct 2023
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
HDER Link Fixed Wireless	100 / 100

May also be available: Verizon.

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