Cattaraugus County and Olean City property record for 645 N Union St Ext, Olean, NY 14760 · Last verified August 2026
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 2.02 acres (87,991 sqft) |
| Owner | Company Name on File |
| Last Sale | $250,000 (Aug 2023) |
| Tax Bill | $1,573 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit May 2024 Refinance + 1 more |
| APN | 041200 94.041-5-46 |
| Primary APN | 041200 94.041-5-46 |
|---|---|
| Alternative APNs |
|
| Lot Area | 87,991 sqft (2.02 acres) |
|---|
| Heating Fuel | Oil |
|---|
| Account Number | 061860 |
|---|---|
| Street Address | 645 N UNION STREET EXT |
| City | OLEAN |
| State | NY |
| Zip | 14760-1433 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Block | 5 |
| Legal Lot Number | 46.000 |
| Jurisdiction | CATTARAUGUS NY |
| Township / Civil Division | OLEAN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 961500 |
Source: Cattaraugus County and Olean City records · APN 041200 94.041-5-46
Assessment roll updated April 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 130 S UNION ST, 300, OLEAN, NY 14760-3676 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Jul 08, 2026 | Deed of Trust, Mortgage · Line of Credit JUNIATA VALLEY BANK |
| May 01, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance HAMLIN BANK & TRUST COMPANY |
| Aug 08, 2023 | Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 08, 2023 · Amount on Record |
| Deed Sale | Aug 08, 2023 · Amount on Record |
| Deed Document Number | 202311180 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Jul 08, 2026 |
| Property Address | 645 N UNION STREET EXT, OLEAN, NY 14760-1433 |
| Document Number | 0000007773 |
| Instrument Date | Aug 28, 2025 |
| Instrument | 20267773 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Document Number | 0000007773, |
|---|---|
| Date | Jul 08, 2026 |
| Instrument | 20267773 |
| Name | JUNIATA VALLEY BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 49 Months |
| Due | Aug 01, 2030 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.72% |
| Initial Type | Adjustable Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Property Address | 645 N UNION STREET EXT, OLEAN, NY 14760-1433 |
| Transaction Type | Mortgage |
| Record Updated | May 21, 2024 |
| Name | Verified Name |
|---|
| Document Number | 0000005519 |
|---|---|
| Date | May 01, 2024 |
| Instrument | 202405519 |
| Name | HAMLIN BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jun 01, 2034 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CATTARAUGUS NY |
| Recording Date | Aug 08, 2023 |
| Property Address | 645 N UNION STREET EXT, OLEAN, NY 14760-1433 |
| Document Number | 0000011180 |
| Instrument | 202311180 |
| Transaction Type | Transfer |
| Record Updated | Feb 12, 2024 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 130 S UNION ST STE 300, 300, OLEAN, NY 14760-3676 |
Source: Cattaraugus County and Olean City records · Assessment roll updated April 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Cattaraugus County |
| Municipality | Olean City |
| Unified School District | Olean City School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,573.00 (-29.62%) | $41,000 (-59.41%) Land $41,000 | $57,746 (-55.4%) Land $57,746 |
| 2024 | $2,235.00 (-20.74%) | ||
| 2023 | $2,820.00 | $101,000 (-) Land $101,000 | $129,487 (+8.97%) Land $129,487 |
| 2022 | $101,000 Land $101,000 | $118,824 Land $118,824 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 7% of the US · above 11% of New York |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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