645 N Springfield St, Saint James, MO 65559 Property Records

Phelps County property record for 645 N Springfield St, Saint James, MO 65559

Property Summary

Property TypeDuplex
Details2 ba · 816 sqft · built 2001
Lot Size0.3 acres (13,068 sqft)
OwnerCompany Name on Record
Last Sale$170,000 (Jul 2023)
Tax Bill$1,036 (2025)
Flood ZoneZone X (minimal risk)
APN00806.66

Property Details

APN / Parcel Number

Primary APN00806.66
Alternative APN
  • 71-02-4.0-17-004-009-001.000

Interior

Full Baths2 Baths
Stories1 Story
Building Area816 sqft Total Area
1st Floor Area1,632 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Architectural StyleDuplex Single
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialShingle
Lot Area13,068 sqft (0.3 acres)
Lot Dimensions110 ft deep x 95 ft wide
Garage TypeMixed
Shed1 Shed
Shed Area120 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number00806.66
Street Address645 N SPRINGFIELD ST
CitySAINT JAMES
StateMO
Zip65559-1686
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal DescriptionLOT 14 VERKAMP'S FOURTH ADDITION SEC 17 TWP 38 N RNG 6 W
Legal Range06W
Legal Township38N
Legal Section17
Legal SubdivisionVERKAMPS FOURTH ADD
Legal Lot Number14
JurisdictionPHELPS MO
Township / Civil DivisionST. JAMES
Census Block Group3
Census Block3019
Census Tract890200

Owner

Source: Phelps County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address16045 COUNTY ROAD 1030, SAINT JAMES, MO 65559-8552
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 11, 2023 · Amount on Record
Deed SaleJul 11, 2023 · Amount on Record
Prior SaleNov 28, 2000
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Phelps County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateMissouri
CountyPhelps County
MunicipalitySt. James City
Unified School DistrictSt. James R-I School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$21,220 (-) Land $3,850 Building $17,370
2025$1,036.00$21,220 (+15.2%) Land $3,850 Building $17,370$111,650 (+15.16%) Land $20,250 Building $91,400
2024$1,036.00 (+14.86%)
2023$902.00 (-0.44%)$18,420 Land $2,850 Building $15,570$96,950 Land $15,000 Building $81,950
2022$906.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1997–1998)
Most Recent ClaimJul 1998 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 64% of the US · lower than 73% of Missouri
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JAMES PWS
serves 3,935 people · EPA ID MO3010712
Water SourceGroundwater
Last State InspectionApr 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
Wave Internet Technologies
Fixed Wireless
100 / 100
AT&T
Fixed Wireless
100 / 20

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