Johnson County property record for 645 N Pine Cir, Gardner, KS 66030
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,220 sqft · built 2002 |
| Lot Size | 0.255 acres (11,109 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $5,375 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Dec 2010 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CP28200009-0013 |
| Primary APN | CP28200009-0013 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,220 sqft Living Area |
| Gross Area | 3,736 sqft |
| 1st Floor Area | 1,044 sqft |
| Basement Area | 1,028 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Combination |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 11,109 sqft (0.255 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 204 sqft |
| Deck Area | 156 sqft |
| Patio Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | R4019 |
|---|---|
| Street Address | 645 N PINE CIR |
| City | GARDNER |
| State | KS |
| Zip | 66030-1809 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | FOUNTAIN GATE III LT 13 BLK 9 GAC 63 3C 9 13 |
| Legal Subdivision | FOUNTAIN GATE III |
| Legal Block | 9 |
| Legal Lot Number | 13 |
| Jurisdiction | JOHNSON KS |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 53709 |
Source: Johnson County records, as of September 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 645 N PINE CIR, GARDNER, KS 66030-1809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
| Date | Document |
|---|---|
| Apr 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage UMB BANK NA |
| Dec 29, 2010 | Deed of Trust, Mortgage · Conventional Mortgage ADVANCE MORTGAGE CORP |
| Mar 30, 2015 | Deed of Trust, Mortgage · Line of Credit UMB BANK NA |
| May 14, 2026 | Warranty Deed, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 14, 2026 |
| Deed Sale | May 14, 2026 |
| Prior Sale | May 14, 2003 · Amount on Record |
| Deed Document Number | 20265143577 |
| Deed Book / Page | 202605 / 3577 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KS |
| Property Address | 645 N PINE CIR, GARDNER, KS 66030-1809 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202004/4109 |
|---|---|
| Date | Apr 14, 2020 |
| Book Page | 202004/4109 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KS |
| Property Address | 645 N PINE CIR, GARDNER, KS 66030-1809 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Title Company | ALPHA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 201012/012063 |
|---|---|
| Date | Dec 29, 2010 |
| Book Page | 201012/012063 |
| Name | ADVANCE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | OVERLAND PARK, KS 66210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KS |
| Property Address | 645 N PINE CIR, GARDNER, KS 66030-1809 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 201503/009388 |
|---|---|
| Date | Mar 30, 2015 |
| Book Page | 201503/009388 |
| Name | UMB BANK NA |
|---|---|
| Type | Bank |
| Address | OLATHE, KS 66061 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSON KS |
| Recording Date | May 14, 2026 |
| Property Address | 645 N PINE CIR, GARDNER, KS 66030-1809 |
| Document Number | 202605/3577 |
| Book / Page | 202605 / 3577 |
| Instrument Date | Apr 30, 2026 |
| Instrument | 20263577 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2026 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 645 N PINE CIR, GARDNER, KS 66030-1809 |
Source: Johnson County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Kansas |
| County | Johnson County |
| Municipality | Gardner City |
| Unified School District | Gardner Edgerton Unified School District 231 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,375.00 (+19.68%) | $44,033 (+19.99%) Land $9,325 Building $34,708 | $382,900 (+19.99%) Land $81,090 Building $301,810 |
| 2024 | $4,491.00 (+5.5%) | $36,696 (+8.43%) Land $8,473 Building $28,223 | $319,100 (+8.43%) Land $73,680 Building $245,420 |
| 2023 | $4,257.00 (-1.73%) | $33,844 (-0.48%) Land $8,473 Building $25,371 | $294,300 (-0.47%) Land $73,680 Building $220,620 |
| 2022 | $4,332.00 | $34,006 Land $7,196 Building $26,810 | $295,700 Land $62,570 Building $233,130 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GARDNER serves 23,942 people · EPA ID KS2009106 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| KWIKOM Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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