645 N Paca St, Baltimore, MD 21201 Property Records

Baltimore City property record for 645 N Paca St, Baltimore, MD 21201

Property Summary

Property Type	Townhouse
Details	3 ba · 1,900 sqft · built 1920
Lot Size	0.03 acres (1,306 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (May 2026)
Tax Bill	$4,796 (2025)
Deeds & Mortgages	May 2026 Assignment Jan 2023 Sale
APN	`17-08-0547B-044`

Property Details

APN / Parcel Number

Primary APN	`17-08-0547B-044`
Alternative APNs	`080547B044` `0547B-044`

Interior

Full Baths	3 Baths
Units	10 Units
Stories	3 Stories
Building Area	1,900 sqft Living Area
1st Floor Area	710 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	1,306 sqft (0.03 acres)
Lot Dimensions	80 ft deep x 16.4 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	080547B044
Street Address	645 N PACA ST
City	BALTIMORE
State	MD
Zip	21201-1919
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-8
Legal Description	16-4X80
Legal Block	547B
Legal Lot Number	44
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	1
Census Block	1014
Census Tract	170100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Seton Hill Historic District listed 1975 · 211 contributing resources · NRIS 75002099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

645 N Paca St, a townhouse, is owned by an individual who bought it in May 2026.

Source: Baltimore City records, as of May 26, 2026

Owner of Record	Individual Name on File
Mailing Address	1205 SEVERN STATION RD, SEVERN, MD 21144-1852
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Assignment of Deed, Transfer · Conventional Mortgage ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 24, 2023	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 15, 2026 · Amount on File
Deed Sale	May 15, 2026 · Amount on File
Prior Sale	Nov 14, 2023 · Amount on File
Deed Document Number	2026
Deed Book / Page	29040 / 431
Record Updated	Oct 29, 2026

May 2026: Assignment of Deed, Transfer

Document Type	Assignment of Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	May 15, 2026
Property Address	645 N PACA ST, BALTIMORE, MD 21201-1919
Document Number	2904000431
Book / Page	29040 / 431
Instrument Date	Apr 20, 2026
Transaction Type	Transfer
Record Updated	May 27, 2026
Title Company	SABE TITLE, SAGE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1205 SEVERN STATION RD, SEVERN, MD 21144-1852

Mortgage

Document Number	2904000437,
Date	May 15, 2026
Book Page	29040/437

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.46%
Initial Type	Fixed Rate
Max Rate	-1%

January 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	Jan 24, 2023
Property Address	645 N PACA ST, BALTIMORE, MD 21201-1919
Document Number	0255100285
Book / Page	25510 / 285
Instrument Date	Sep 20, 2022
Transaction Type	Transfer
Record Updated	Feb 1, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2139 CORBETT RD, MONKTON, MD 21111-2021

Tax Assessment & Valuation

The 2025 property tax bill for 645 N Paca St was $4,796, up 5% from the year before.

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,796.00 (+4.97%)	$204,200 Land $50,000 Building $154,200	$204,200 Land $50,000 Building $154,200
2024	$4,569.00 (+4.7%)
2023	$4,364.00	$184,933	$204,200 Land $50,000 Building $154,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 645 N Paca St.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 645 N Paca St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 523 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Andrena.

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