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645 N G St, Oxnard, CA 93030 Property Records

Ventura County property record for 645 N G St, Oxnard, CA 93030

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,895 sqft · built 1961
Lot Size0.164 acres (7,125 sqft)
Owner2 Individual Names on Record
Last Sale$275,000 (Aug 2012)
Tax Bill$4,140 (2025)
Deeds & MortgagesJul 2021 Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN200-0-186-045

Property Details

APN / Parcel Number

Primary APN200-0-186-045

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,895 sqft Living Area
1st Floor Area1,895 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1961
Effective Year BuiltEffective 1961
Lot Area7,125 sqft (0.164 acres)
Lot Dimensions118 ft deep x 60 ft wide
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area80 sqft
Patio Area315 sqft

Location & Zoning

Street Address645 N G ST
CityOXNARD
StateCA
Zip93030-4510
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLOT: 3 REF: 023MR 016
Legal SubdivisionFREMONT SQUARE
Legal Block186
Legal Lot Number3
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group3
Census Block3013
Census Tract3302

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address645 N G ST, OXNARD, CA 93030-4510
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 1, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
May 14, 2020Intrafamily Transfer, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 6, 2012 · Amount on Record
Deed SaleAug 6, 2012 · Amount on Record
Prior SaleApr 20, 1995 · Amount on Record
Deed Document Number2012137060
Last Transfer DateMay 7, 2020
Transfer Doc0000066880
Record UpdatedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address645 N G ST, OXNARD, CA 93030-4510
Transaction TypeMortgage
Record UpdatedJul 15, 2021
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 N G ST, OXNARD, CA 93030-4510

Mortgage

Document Number0000126172
DateJul 1, 2021
Instrument20210701-00126172
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

May 2020: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVENTURA CA
Recording DateMay 14, 2020
Property Address645 N G ST, OXNARD, CA 93030-4510
Document Number0000066880
Map ReferenceMB 23 PG 16
Instrument DateMay 7, 2020
Instrument20200514-00066880
Transaction TypeTransfer
Record UpdatedAug 19, 2021
Title CompanySTEWART TITLE OF CA INC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address645 N G ST, OXNARD, CA 93030-4510

Mortgage

Document Number0000066881
DateMay 14, 2020
Instrument20200514-00066881
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$345,400 (+2%) Land $189,658 Building $155,742
2025$4,140.00 (+2.25%) Homeowner's exemption$338,628 (+4.04%) Land $185,939 Building $152,689
2024$4,049.00 (+3.82%)
2023$3,900.00 (+3.12%) Homeowner's exemption$325,480 Land $178,719 Building $146,761
2022$3,782.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people · EPA ID CA5610007
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 737 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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