645 N 400 W, Orem, UT 84057 Property Records

Utah County property record for 645 N 400 W, Orem, UT 84057

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.75 ba · 1,287 sqft · built 1931
Lot Size	0.345 acres (15,028 sqft)
Owner	Individual Name on File
Last Sale	$183,000 (Apr 2015)
Tax Bill	$1,787 (2025)
Deeds & Mortgages	Mar 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`52-443-0004`

Property Details

APN / Parcel Number

Primary APN	`52-443-0004`
Alternative APN	`082487`

Interior

Bedrooms	2 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,287 sqft Living Area
Gross Area	2,961 sqft
1st Floor Area	1,287 sqft
Basement Area	1,134 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1931
Effective Year Built	Effective 1975
Architectural Style	A-Frame
Exterior Material	Brick/Stone
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	15,028 sqft (0.345 acres)
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Enclosed Porch
Porch Area	630 sqft
Patio Area	160 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	082487
Street Address	645 N 400 W
City	OREM
State	UT
Zip	84057-3734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 4, PLAT A, SIMPSONS KINGSWOOD SUBDV. AREA 0.345 AC.
Legal Subdivision	KINGSWOOD SUB
Legal Lot Number	4
Jurisdiction	UTAH UT
Township / Civil Division	PROVO-OREM
Census Block Group	3
Census Block	3009
Census Tract	801

Owner

645 N 400 W is owned and occupied by an individual who bought it in April 2015.

Source: Utah County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	645 N 400 W, OREM, UT 84057-3734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2015 · Amount on File
Deed Sale	Apr 30, 2015 · Amount on File
Prior Sale	Jun 24, 1998 · Amount on File
Deed Document Number	201537041
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	645 N 400 W, OREM, UT 84057-3734
Transaction Type	Mortgage
Record Updated	Mar 15, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014177
Date	Mar 8, 2023
Instrument	14177:2023

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Mar 7, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 645 N 400 W was $1,787, up 0.1% from the year before.

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Orem City
Unified School District	Alpine School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$235,620 (-42.24%)	$428,400 (+5.03%) Land $215,200 Building $213,200
2025	$1,787.00 (+0.06%)	$407,900 Land $215,200 Building $192,700	$407,900 Land $215,200 Building $192,700
2024	$1,786.00 (+20.84%)
2023	$1,478.00 (-0.74%)	$194,260	$353,200 Land $205,000 Building $148,200
2022	$1,489.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 N 400 W in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 645 N 400 W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OREM CITY WATER SYSTEM serves 98,129 people · EPA ID UTAH25020
Water Source	Purchased surface water from CENTRAL UTAH WCD - UTAH VALLEY
Last State Inspection	Jul 2023
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Utah Broadband.

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