645 N 400 W, Centerville, UT 84014 Property Records

Davis County property record for 645 N 400 W, Centerville, UT 84014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,172 sqft · built 1979
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$191,200 (Nov 2012)
Tax Bill	$2,754 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-033-0018`

Property Details

APN / Parcel Number

Primary APN	`02-033-0018`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,172 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,583 sqft (0.22 acres)
View / Lot	Corner
Garage Area	616 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	645 N 400 W
City	CENTERVILLE
State	UT
Zip	84014-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-L
Legal Description	ALL OF LOT 18, APPLEWOOD ESTATES PLAT I. LESS THE W 4 FT OF SD LOT. CONT. 0.22 ACRES
Legal Subdivision	APPLEWOOD ESTATES
Legal Lot Number	18
Jurisdiction	DAVIS UT
Township / Civil Division	SOUTH DAVIS
Census Block Group	1
Census Block	1027
Census Tract	126306

Owner

645 N 400 W is owned and occupied by two individuals who bought it in November 2012.

Source: Davis County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	645 N 400 W, CENTERVILLE, UT 84014-1327
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Deed of Trust, Mortgage · Line of Credit AMERICA FIRST FCU
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 2, 2012 · Amount on File
Deed Sale	Nov 2, 2012 · Amount on File
Prior Sale	Dec 8, 1999 · Amount on File
Deed Document Number	20122698462
Deed Book / Page	5641 / 1110
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	645 N 400 W, CENTERVILLE, UT 84014-1327
Transaction Type	Mortgage
Record Updated	Mar 21, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	07960/3619
Date	Mar 7, 2022
Book Page	7960/3619
Instrument	3461563

Lender

Name	AMERICA FIRST FCU
Type	Credit Union
Address	OGDEN, UT 84405

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	645 N 400 W, CENTERVILLE, UT 84014-1327
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST E

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003287293
Date	Aug 28, 2020
Book Page	7585/154
Instrument	3287293

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Sep 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 645 N 400 W was $2,754, up 2.3% from the year before.

Source: Davis County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Centerville City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$277,200 (+5.22%) Land $150,798 Building $126,402	$504,000 (+5.22%) Land $274,178 Building $229,822
2025	$2,754.00 (+2.34%)	$263,450 Land $155,735 Building $107,715	$479,000 Land $283,155 Building $195,845
2024	$2,691.00 (+4.22%)
2023	$2,582.00 (-4.72%)	$454,000 Land $229,653 Building $224,347	$454,000 Land $229,653 Building $224,347
2022	$2,710.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 N 400 W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 N 400 W is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of Utah
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE CITY WATER SYSTEM serves 17,155 people · EPA ID UTAH06001
Water Source	Purchased surface water from WEBER BASIN WCD - SOUTH
Last State Inspection	Sep 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Echo Broadband.

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