645 N 12th Ave, Elgin, OR 97827 Property Records

Union County property record for 645 N 12th Ave, Elgin, OR 97827

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,026 sqft · built 1949
Lot Size	0.34 acres (14,810 sqft)
Owner	Individual Name on File
Tax Bill	$1,247 (2025)
Deeds & Mortgages	Nov 2025 Sale
APN	`01N3915AB 1301`

Property Details

APN / Parcel Number

Primary APN	`01N3915AB 1301`
Alternative APNs	`01N39E15AB130102301` `14796`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,026 sqft Living Area
1st Floor Area	2,026 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Lot Area	14,810 sqft (0.34 acres)
Lot Width	150 ft Width
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	14796
Street Address	645 N 12TH AVE
City	ELGIN
State	OR
Zip	97827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EL-R
Legal Subdivision	HINDMAN'S ADDITION TO ELGIN
Legal Lot Number	1301
Jurisdiction	UNION OR
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2028
Census Tract	970100

Owner

645 N 12th Ave is owned and occupied by an individual.

Source: Union County records, as of March 24, 2026

Owner of Record	Individual Name on File
Mailing Address	645 N 12TH AVE, ELGIN, OR 97827
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION OR
Recording Date	Nov 17, 2025
Property Address	645 N 12TH AVE, ELGIN, OR 97827
Document Number	0020252887
Instrument Date	Nov 17, 2025
Instrument	20252887
Transaction Type	Transfer
Record Updated	Dec 9, 2025

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	907 B AVE, LA GRANDE, OR 97850-1957

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 158, ELGIN, OR 97827-0158

Tax Assessment & Valuation

The 2025 property tax bill for 645 N 12th Ave was $1,247.

Source: Union County assessment roll, as of November 3, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Union County
Municipality	Elgin City
Unified School District	Elgin School District 23 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,247.00	$69,230 Land $23,160 Building $46,070	$159,520 Land $47,440 Building $112,080
2023	$1,176.00 (+3.07%)	$67,220 (+6.07%) Land $22,480 Building $44,740	$140,420 (+11.18%) Land $44,130 Building $96,290
2022	$1,141.00	$63,373 Land $21,185 Building $42,188	$126,300 Land $41,840 Building $84,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 645 N 12th Ave.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 N 12th Ave is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 83% of Oregon
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN WATER DEPARTMENT serves 1,717 people · EPA ID OR4100273
Water Source	Groundwater
Last State Inspection	Dec 2022
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Ziply Fiber Fixed Wireless · Fiber in parts of the area	50 / 10