645 Monaco N, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 645 Monaco N, Delray Beach, FL 33446

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 883 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Sep 2025)
Tax Bill	$1,561 (2025)
Deeds & Mortgages	Feb 2019 Sale Jan 2019 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-22-08-014-6450`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-22-08-014-6450`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	883 sqft Living Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Lot Area	43,560 sqft (1 acres)
View / Lot	Parking
Porch	Enclosed/Finished Porch
Porch Area	108 sqft

Location & Zoning

Street Address	645 MONACO N
City	DELRAY BEACH
State	FL
Zip	33446-1952
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	KINGS POINT MONACO N COND PAR 645 -
Legal Range	42E
Legal Township	46S
Legal Section	22
Legal Subdivision	MONACO B THRU P CONDO
Legal Block	14
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1002
Census Tract	5940

Owner

Source: Palm Beach County assessment roll, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 MONACO N, DELRAY BEACH, FL 33446-1952
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2019	Warranty Deed, Transfer BLADE TITLE COMPANY, BLADE TITLE CO
Jan 17, 2019	Warranty Deed, Transfer BLADE TITLE COMPANY, BLADE TITLE CO
Sep 22, 2017	Warranty Deed, Transfer BLADE TITLE COMPANY, BLADE TITLE CO
Mar 6, 2017	Warranty Deed, Transfer ATTORNEY ONLY
Mar 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 6, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 3, 2025 · Amount on Record
Deed Sale	Sep 3, 2025 · Amount on Record
Prior Sale	Feb 20, 2019 · Amount on Record
Deed Document Number	2025312927
Deed Book / Page	35977 / 1674
Prior Transfer Date	Aug 24, 2017
Prior Transfer Doc	0293561484
Record Updated	Jun 8, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Feb 20, 2019
Property Address	645 MONACO N, DELRAY BEACH, FL 33446-1952
Document Number	0304281465
Book / Page	030428 / 001465
Instrument Date	Feb 19, 2019
Instrument	59707
Transaction Type	Transfer
Record Updated	Mar 12, 2019
Title Company	BLADE TITLE COMPANY, BLADE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	645 MONACO N DELRAY BEACH FL 334461952, DELRAY BEACH, FL 33446-1952

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jan 17, 2019
Property Address	645 MONACO N, DELRAY BEACH, FL 33446-1952
Document Number	0303671483
Book / Page	030367 / 001483
Instrument Date	Jan 9, 2019
Instrument	18776
Transaction Type	Transfer
Record Updated	Feb 6, 2019
Title Company	BLADE TITLE COMPANY, BLADE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 SAXONY I DELRAY BEACH FL 334461024, DELRAY BEACH, FL 33446-1024

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Sep 22, 2017
Property Address	645 MONACO N, DELRAY BEACH, FL 33446-1952
Document Number	0293561489
Book / Page	029356 / 001489
Instrument Date	Sep 19, 2017
Instrument	334588
Transaction Type	Transfer
Record Updated	Oct 11, 2017
Title Company	BLADE TITLE COMPANY, BLADE TITLE CO

Transaction

Amount	Amount Recorded
Tax	$262.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1348 E 17TH ST BROOKLYN NY 112306011, BROOKLYN, NY 11230-6011

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 6, 2017
Property Address	645 MONACO N, DELRAY BEACH, FL 33446-1952
Document Number	0289271134
Book / Page	028927 / 001134
Instrument Date	Jan 18, 2017
Instrument	76224
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	645 MONACO N DELRAY BEACH FL 334461952, DELRAY BEACH, FL 33446-1952

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 6, 2017
Property Address	645 MONACO N, DELRAY BEACH, FL 33446-1952
Document Number	0289271131
Book / Page	028927 / 001131
Instrument Date	Jan 18, 2017
Instrument	76223
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 MONACO N DELRAY BEACH FL 334461952, DELRAY BEACH, FL 33446-1952

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PALM BEACH FL
Recording Date	Mar 6, 2017
Property Address	645 MONACO N, DELRAY BEACH, FL 33446-1952
Document Number	0289271129
Book / Page	028927 / 001129
Instrument Date	Dec 14, 2016
Instrument	76222
Transaction Type	Transfer
Record Updated	Mar 21, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	645 MONACO N DELRAY BEACH FL 334461952, DELRAY BEACH, FL 33446-1952

Tax Assessment & Valuation

Source: Palm Beach County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,561.00 (-11.1%)	$79,582 (-26.67%)	$79,582 (-26.67%) Building $79,582
2024	$1,756.00 (+3.97%)
2023	$1,689.00 (+12.83%)	$108,519 (+27.85%) Building $108,519	$108,519 (+27.85%) Building $108,519
2022	$1,497.00	$84,879 Building $84,879	$84,879 Building $84,879

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 22 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	22 in force
Nearby Flood Claims	7 (1979–2017)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 187 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
TPC ACC Acquisition Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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