645 Middle St, Braintree, MA 02184 Property Records

Norfolk County and Braintree Town City property record for 645 Middle St, Braintree, MA 02184

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,294 sqft · built 1955
Lot Size	0.745 acres (32,452 sqft)
Owner	2 Individual Names on File
Last Sale	$283,000 (Oct 2009)
Tax Bill	$6,016 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`BRAI M:1002 B:0 L:7I`

Property Details

APN / Parcel Number

Primary APN	`BRAI M:1002 B:0 L:7I`
Alternative APN	`001002 B:000000 L:00007I`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,294 sqft Living Area
Gross Area	2,775 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	32,452 sqft (0.745 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	645 MIDDLE ST
City	BRAINTREE
State	MA
Zip	02184-5823
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Lot Number	7I
Jurisdiction	BRAINTREE MA
Township / Civil Division	BRAINTREE TOWN
Census Block Group	2
Census Block	2011
Census Tract	419500

Owner

645 Middle St is owned and occupied by two individuals who bought it in October 2009.

Source: Norfolk County and Braintree Town City records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	645 MIDDLE ST, BRAINTREE, MA 02184-5823
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 29, 2009 · Amount on File
Deed Sale	Oct 29, 2009 · Amount on File
Prior Sale	Aug 17, 2006
Record Updated	Oct 29, 2026

October 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	BRAINTREE MA
Recording Date	Oct 18, 2017
Property Address	645 MIDDLE ST, BRAINTREE, MA 02184-5823
Document Number	0001388366
Instrument Date	Oct 11, 2017
Instrument	1388366
Transaction Type	Mortgage
Record Updated	Aug 27, 2018

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	645 MIDDLE ST BRAINTREE MA 021845823, BRAINTREE, MA 02184-5823

Mortgage

Document Number	1388367
Date	Oct 18, 2017
Instrument	1388367

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 645 Middle St was $6,016, up 10.6% from the year before.

Source: Norfolk County and Braintree Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Braintree Town City
Unified School District	Braintree School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,016.00 (+10.57%)	$602,800 (+5.04%) Land $414,600 Building $188,200	$578,835 (+1.96%)
2024	$5,441.00 (+6.19%)	$573,900 (+9.31%) Land $389,200 Building $184,700	$567,720
2023	$5,124.00	$525,000 Land $351,700 Building $173,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Middle St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	17 (1978–2014)
Claims Outside the SFHA	7 of 17
Most Recent Claim	Apr 2014 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Mar 2010 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Middle St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRAINTREE WATER AND SEWER DEPT. serves 39,143 people · EPA ID MA4040000
Water Source	Surface water
Last State Inspection	May 2023
Lead	5 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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