645 Middle St, Bath, ME 04530 Property Records

Sagadahoc County and Bath City property record for 645 Middle St, Bath, ME 04530

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,980 sqft · built 1920
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Nov 2015)
Tax Bill	$3,999 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Mar 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`32-152-000`

Property Details

APN / Parcel Number

Primary APN	`32-152-000`
Alternative APN	`BTTH M:32 L:152`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	4,162 sqft
1st Floor Area	990 sqft
Attic	Attic
Attic Area	990 sqft
Basement Area	990 sqft
Unfinished Basement	990 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	3,920 sqft (0.09 acres)
Deck Area	Deck Area
Loading Dock	Loading Dock

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	32-152-000
Street Address	645 MIDDLE ST
City	BATH
State	ME
Zip	04530-1935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	152
Jurisdiction	BATH ME
Township / Civil Division	BATH
Census Block Group	2
Census Block	2034
Census Tract	970600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Sagadahoc County and Bath City assessment roll, as of May 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 MIDDLE ST, BATH, ME 04530-1935
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SPRING EQ LLC
Mar 14, 2019	Deed of Trust, Mortgage · ARM FIRST FSLA
Oct 13, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CUSO HOME LENDING

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 18, 2015 · Amount on Record
Deed Sale	Nov 18, 2015 · Amount on Record
Deed Document Number	20158780
Record Updated	Jun 8, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATH ME
Property Address	645 MIDDLE ST, BATH, ME 04530-1935
Transaction Type	Mortgage
Record Updated	Nov 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005660
Date	Nov 8, 2023
Instrument	2023R-05660

Lender

Name	SPRING EQ LLC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2043

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATH ME
Property Address	645 MIDDLE ST, BATH, ME 04530-1935
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001472
Date	Mar 14, 2019
Instrument	2019R-01472

Lender

Name	FIRST FSLA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Mar 12, 2024
Index	1-Year CMT

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATH ME
Property Address	645 MIDDLE ST, BATH, ME 04530-1935
Transaction Type	Mortgage
Record Updated	Jul 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007922
Date	Oct 13, 2020
Instrument	2020R-07922

Lender

Name	CUSO HOME LENDING

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Sagadahoc County and Bath City assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Sagadahoc County
Municipality	Bath City
Unified School District	Regional School Unit 01 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$3,999.00 (+15.81%)	$248,400 (+21.59%) Land $33,900 Building $214,500
2023	$3,453.00 (+7.54%)	$204,300 (+29.8%) Land $30,700 Building $173,600
2022	$3,211.00	$157,400 Land $20,100 Building $137,300

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BATH WATER DISTRICT serves 9,205 people · EPA ID ME0090130
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Consolidated Communications Fiber	2,000 / 2,000

May also be available: Verizon.

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