Humboldt County property record for 645 McKinley Ave, Ferndale, CA 95536
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.222 acres (9,652 sqft) |
| Owner | Individual Name on File |
| Last Sale | $205,000 (Sep 2000) |
| Tax Bill | $4,079 (2025) |
| Deeds & Mortgages | May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 031-233-012-000 |
| Primary APN | 031-233-012-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,652 sqft (0.222 acres) |
|---|
| Street Address | 645 MCKINLEY AVE |
|---|---|
| City | FERNDALE |
| State | CA |
| Zip | 95536 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | SUB: 2724, PARCEL MAP PLAT BOOK: P24 PLAT PAGE: 116 LOT: 3 |
| Legal Subdivision | PARCEL MAP NO 2724 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | HUMBOLDT CA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 11200 |
645 McKinley Ave is owned and occupied by an individual who acquired it in May 2021.
Source: Humboldt County records, as of April 2, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 1074, FERNDALE, CA 95536-1074 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2000 · Amount on File |
| Deed Sale | Sep 15, 2000 · Amount on File |
| Deed Document Number | 200019498 |
| Last Transfer Date | May 3, 2021 |
| Transfer Doc | 0000010687 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HUMBOLDT CA |
| Recording Date | May 11, 2021 |
| Property Address | 645 MCKINLEY AVE, FERNDALE, CA 95536 |
| Document Number | 0000010687 |
| Map Reference | MB 24 PG 116 |
| Instrument Date | May 3, 2021 |
| Instrument | 2021-010687 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 1074, FERNDALE, CA 95536-1074 |
The 2025 property tax bill for 645 McKinley Ave was $4,079 with a homeowner's exemption, up 4.3% from the year before.
Source: Humboldt County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | California |
| County | Humboldt County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,079.00 (+4.27%) Homeowner's exemption | $308,879 Land $78,346 Building $230,533 |
| 2024 | $3,912.00 (+0.41%) | |
| 2023 | $3,896.00 (+1.22%) | $296,886 Land $75,304 Building $221,582 |
| 2022 | $3,849.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 645 McKinley Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 33 policies |
| Nearby Flood Policies | 33 in force |
| Nearby Flood Claims | 4 (1996–2015) |
| Most Recent Claim | Feb 2015 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 McKinley Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 81% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL ORO WATER CO-FERNDALE private · serves 1,662 people · EPA ID CA1210007 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| 101Netlink Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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