645 McCormick Ln, Lyman, SC 29365 Property Records

Spartanburg County property record for 645 McCormick Ln, Lyman, SC 29365

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,616 sqft · built 2019
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$176,585 (Mar 2019)
Tax Bill	$1,665 (2025)
Deeds & Mortgages	Aug 2020 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5-10-00-120.51`

Property Details

APN / Parcel Number

Primary APN	`5-10-00-120.51`
Alternative APN	`183533`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,616 sqft Living Area
Gross Area	2,160 sqft
Upper Floors Area	1,040 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Porch	Porch
Porch Area	24 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	183533
Street Address	645 MCCORMICK LN
City	LYMAN
State	SC
Zip	29365-9281
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 41 HOLLY FARMS PH 1 PB 173-226 & 292 PB 175-491
Legal Subdivision	HOLLY FARMS PH 1
Legal Phase	1
Legal Lot Number	41
Jurisdiction	SPARTANBURG SC
Township / Civil Division	WELLFORD
Census Block Group	1
Census Block	1021
Census Tract	23004

Owner

645 McCormick Ln is owned and occupied by an individual who bought it in March 2019.

Source: Spartanburg County records, as of July 22, 2026

Owner of Record	Individual Name on File
Mailing Address	645 MCCORMICK LN, LYMAN, SC 29365-9281
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
May 20, 2022	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 6, 2019	Limited Warranty Deed, Transfer · FHA Mortgage NVR MORTGAGE FINANCE INC
Dec 11, 2018	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 6, 2019 · Amount on File
Deed Sale	Mar 6, 2019 · Amount on File
Prior Sale	Dec 11, 2018 · Amount on File
Deed Document Number	201910325
Deed Book / Page	123-A / 0077
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	645 MCCORMICK LN, LYMAN, SC 29365-9281
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 MCCORMICK LN, LYMAN, SC 29365-9281

Mortgage

Document Number	0000036325
Date	Aug 18, 2020
Book Page	5879/416
Instrument	2020-36325

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	344 Months
Due	Apr 1, 2049

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPARTANBURG SC
Property Address	645 MCCORMICK LN, LYMAN, SC 29365-9281
Transaction Type	Mortgage
Record Updated	Aug 31, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 MCCORMICK LN, LYMAN, SC 29365-9281

Mortgage

Document Number	0000026718
Date	May 20, 2022
Book Page	6387/395
Instrument	2022-26718

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Apr 1, 2052

March 2019: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Mar 6, 2019
Property Address	645 MCCORMICK LN, LYMAN, SC 29365-9281
Document Number	0000010325
Book / Page	123-A / 0077
Map Reference	MB 173 PG 292
Instrument Date	Mar 6, 2019
Instrument	2019-10325
Transaction Type	Transfer
Record Updated	Aug 31, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$654.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 MCCORMICK LN, LYMAN, SC 29365-9281

Mortgage

Document Number	0000010326
Date	Mar 6, 2019
Book Page	5579/0379
Instrument	2019-10326

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company
Address	CANONSBURG, PA 15317

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPARTANBURG SC
Recording Date	Dec 11, 2018
Property Address	645 MCCORMICK LN, LYMAN, SC 29365-9281
Document Number	0000056433
Book / Page	00122B / 000245
Instrument Date	Dec 10, 2018
Instrument	56433
Transaction Type	Transfer
Record Updated	Apr 11, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$599.40
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	651 BROOKFIELD PKWY #200 GREENVILLE SC 296075892, 200, GREENVILLE, SC 29607-5892
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 645 McCormick Ln was $1,665, up 0.6% from the year before.

Source: Spartanburg County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Spartanburg County
Municipality	Lyman Town
Unified School District	Spartanburg School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,665.00 (+0.6%)	$8,124 Land $2,125 Building $5,999	$244,700 Land $64,000 Building $180,700
2024	$1,655.00
2023	$1,655.00	$8,124 Land $2,125 Building $5,999	$244,700 Land $64,000 Building $180,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 645 McCormick Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 McCormick Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 94% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SJWD MIDDLE TYGER WTP serves 89,531 people · EPA ID SC4220006
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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