645 Mayo Rd, Edgewater, MD 21037 Property Records

Anne Arundel County property record for 645 Mayo Rd, Edgewater, MD 21037

Property Summary

Property TypeCommercial Office
Details27,500 sqft · built 1986
Lot Size10 acres (435,600 sqft)
OwnerCompany Name on Record
Last Sale$2,050,000 (Dec 2014)
Tax Bill$44,477 (2025)
Deeds & MortgagesApr 2018 Mortgage
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN01-000-06163625

Property Details

APN / Parcel Number

Primary APN01-000-06163625
Alternative APNs
  • 100006163625
  • 00006163625

Interior

Units2 Units
Stories2 Stories
Building Area27,500 sqft Gross Area
1st Floor Area27,500 sqft
Fire SprinklersFire Sprinklers

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Construction TypeBrick
Fire ResistanceSpecial
Lot Area435,600 sqft
View / LotCommercial/Industrial
Garage TypeDetached
Garage Area3,000 sqft
Parking Spaces10 Parking Spaces

Exterior Amenities

Shed1 Shed
Shed Area3,600 sqft
Canopy8,200 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Account Number00006163625
Street Address645 MAYO RD
CityEDGEWATER
StateMD
Zip21037-3427
Property CategoryCommercial
Property TypeCommercial > Office > Commercial Office
Local Zoning CodeC4
Legal Description10 ACRES EDGEWATER
Legal SubdivisionEDGEWATER
Legal Block2
JurisdictionANNE ARUNDEL MD
Township / Civil Division7
Census Block Group2
Census Block2000
Census Tract701400

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4124 CADLE CREEK RD, EDGEWATER, MD 21037-4529
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2018Deed of Trust, Mortgage · Commercial Mortgage
SANDY SPRING BANK
Mar 19, 2018Deed of Trust, Mortgage · Commercial Mortgage
HOWARD BANK
Apr 20, 2018Deed of Trust, Mortgage · Commercial Mortgage
SANDY SPRING BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 15, 2014 · Amount on Record
Deed SaleDec 15, 2014 · Amount on Record
Prior SaleSep 27, 1996 · Amount on Record
Deed Book / Page27879 / 403
Prior Transfer DateApr 20, 1988
Prior Transfer Doc4584000474
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address645 MAYO RD, EDGEWATER, MD 21037-3427
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTOUCHSLONE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0320310041
DateApr 20, 2018
Book Page32031/041
Lender
NameSANDY SPRING BANK
TypeBank
AddressOLNEY, MD 20832
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address645 MAYO RD, EDGEWATER, MD 21037-3427
Transaction TypeMortgage
Record UpdatedOct 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0319320408
DateMar 19, 2018
Book Page31932/408
Lender
NameHOWARD BANK
TypeBank
AddressELLICOTT CITY, MD 21043
Agreement
TypeCommercial Mortgage
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionANNE ARUNDEL MD
Property Address645 MAYO RD, EDGEWATER, MD 21037-3427
Transaction TypeMortgage
Record UpdatedOct 25, 2022
Title CompanyTOUCHSTONE TITLE LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0320310011
DateApr 20, 2018
Book Page32031/011
Lender
NameSANDY SPRING BANK
TypeBank
AddressANNAPOLIS, MD 21401
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyAnne Arundel County
Unified School DistrictAnne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,626,000 (+41.77%) Land $2,048,800 Building $1,577,200$3,626,000 (+41.77%) Land $2,048,800 Building $1,577,200
2025$44,477.00 (+59.24%)
2023$27,930.00$2,557,700 Land $1,044,200 Building $1,513,500$2,557,700 Land $1,044,200 Building $1,513,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 42 policies
Nearby Flood Policies42 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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