Waynesboro City property record for 645 Maple Ave, Waynesboro, VA 22980
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,400 sqft · built 1929 |
| Lot Size | 0.266 acres (11,600 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Mar 2026) |
| Tax Bill | $2,519 (2025) |
| Deeds & Mortgages | Sep 2025 Line of Credit Mar 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 54 4 41-10 |
| Primary APN | 54 4 41-10 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,400 sqft Living Area |
| 1st Floor Area | 2,400 sqft |
| Attic | Attic |
| Attic Area | 360 sqft |
| Basement Area | 300 sqft |
| Unfinished Basement | 300 sqft |
| Flooring | Hardwood |
| Interior Walls | Plaster |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1929 |
| Exterior Material | Brick |
| Roof Type | Gambrel |
| Roof Material | Composition Shingle |
| Lot Area | 11,600 sqft (0.266 acres) |
| Porch | Porch |
| Storage Building | Storage Building |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 119847 |
|---|---|
| Street Address | 645 MAPLE AVE |
| City | WAYNESBORO |
| State | VA |
| Zip | 22980-4811 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-7 |
| Legal Description | BLOCK 41 LOTS 10,11 & 12 WAYNESBORO CO ADT |
| Legal Subdivision | WAYNESBORO CO ADD |
| Legal Block | 41 |
| Legal Lot Number | 10-12 |
| Jurisdiction | WAYNESBORO CITY VA |
| Township / Civil Division | WAYNESBORO |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 3400 |
Source: Waynesboro City records · APN 54 4 41-10
Assessment roll updated September 3, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 MAPLE AVE, WAYNESBORO, VA 22980-4811 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Sep 03, 2025 | Deed of Trust, Mortgage · Line of Credit THE FIRST BANK & TRUST CO |
| Mar 13, 2026 | Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 13, 2026 · Amount on Record |
| Deed Sale | Mar 13, 2026 · Amount on Record |
| Deed Document Number | 2026569 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Property Address | 645 MAPLE AVE, WAYNESBORO, VA 22980-4811 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 645 MAPLE AVE, WAYNESBORO, VA 22980-4811 |
| Document Number | 0250002061 |
|---|---|
| Date | Sep 03, 2025 |
| Instrument | 250002061 |
| Name | THE FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ABINGDON, VA 24212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed |
|---|---|
| Jurisdiction | WAYNESBORO CITY VA |
| Recording Date | Mar 13, 2026 |
| Property Address | 645 MAPLE AVE, WAYNESBORO, VA 22980-4811 |
| Document Number | 0260000569 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 260000569 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $385.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 645 MAPLE AVE, WAYNESBORO, VA 22980-4811 |
| Document Number | 0260000570 |
|---|---|
| Date | Mar 13, 2026 |
| Instrument | 260000570 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2056 |
Source: Waynesboro City records · Assessment roll updated September 3, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Waynesboro City |
| Unified School District | Waynesboro City Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,519.00 (+14.4%) | $307,300 (+7.45%) Land $70,000 Building $237,300 | $307,300 (+7.45%) Land $70,000 Building $237,300 |
| 2023 | $2,202.00 | $286,000 Land $67,500 Building $218,500 | $286,000 Land $67,500 Building $218,500 |
Source: FEMA National Flood Hazard Layer as of March 28, 2022 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 31 (1985–2018) |
| Claims Outside the SFHA | 8 of 31 |
| Most Recent Claim | May 2018 · other causes |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Tree Streets Historic District listed 2002 · 454 contributing resources · NRIS 02000369 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| T-Mobile USA Fiber · Fixed Wireless | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Shenandoah Telecommunications Company.
Based on FCC filings for 320 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF WAYNESBORO serves 22,630 people |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Jul 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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