645 Maple Ave, Ridgefield, NJ 07657 Property Records

Bergen County and Ridgefield Borough property record for 645 Maple Ave, Ridgefield, NJ 07657

Property Summary

Property Type	Single Family Home
Details	3,740 sqft · built 2004
Lot Size	0.172 acres (7,479 sqft)
Owner	Individual Name on Record
Last Sale	$225,000 (Oct 1998)
Tax Bill	$20,533 (2025)
Deeds & Mortgages	May 2022 Line of Credit Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`49-00201-0000-00018`

Property Details

APN / Parcel Number

Primary APN	`49-00201-0000-00018`
Alternative APNs	`4900015000000053` `490020100018`

Interior

Stories	2 Stories
Building Area	3,740 sqft Living Area

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Frame
Lot Area	7,479 sqft (0.172 acres)
Lot Dimensions	110 ft deep x 68 ft wide

Location & Zoning

Old Parcel Number	4900015000000053
Street Address	645 MAPLE AVE
City	RIDGEFIELD
State	NJ
Zip	07657-1214
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	68X110 3.0LT
Legal Subdivision	PALISADE SEC 2
Legal Block	201
Legal Lot Number	18
Jurisdiction	BERGEN NJ
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2005
Census Tract	45102

Owner

Source: Bergen County and Ridgefield Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 MAPLE AVE, RIDGEFIELD, NJ 07657-1214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 13, 2022	Deed of Trust, Mortgage · Line of Credit GREATER ALLIANCE FCU
Feb 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 16, 1998 · Amount on Record
Deed Sale	Oct 16, 1998 · Amount on Record
Deed Document Number	1998161502
Deed Book / Page	8110 / 681
Last Transfer Date	Dec 22, 1998
Transfer Doc	0000000013
Record Updated	Sep 20, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	645 MAPLE AVE, RIDGEFIELD, NJ 07657-1214
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0046811365
Date	May 13, 2022
Book Page	4681/1365
Instrument	2022050842

Lender

Name	GREATER ALLIANCE FCU
Type	Credit Union
Address	PARAMUS, NJ 07652

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	645 MAPLE AVE, RIDGEFIELD, NJ 07657-1214
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0039470432
Date	Feb 5, 2021
Book Page	3947/432
Instrument	2021016428

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Ridgefield Borough
Unified School District	Ridgefield Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,223,200 (+0.92%) Land $388,700 Building $834,500	$1,223,200 (+0.92%) Land $388,700 Building $834,500
2025	$20,533.00 (+5.47%)	$1,212,100 (+7.48%) Land $386,200 Building $825,900	$1,212,100 (+7.48%) Land $386,200 Building $825,900
2024	$19,469.00 (+5.15%)
2023		$1,127,700 Land $346,200 Building $781,500	$1,127,700 Land $346,200 Building $781,500
2022	$18,516.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	3 (2021–2022)
Most Recent Claim	Jul 2022 · other causes
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 832 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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