645 Mallard Dr, Chapin, SC 29036 Property Records

Lexington County property record for 645 Mallard Dr, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,861 sqft · built 1988
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on Record
Last Sale	$88,400 (Dec 2001)
Tax Bill	$4,294 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Feb 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`001600-05-026`

Property Details

APN / Parcel Number

Primary APN	`001600-05-026`
Alternative APN	`0160005026`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,861 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1995
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	56,628 sqft (1.3 acres)
View / Lot	Waterfront / Beach
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	645 MALLARD DR
City	CHAPIN
State	SC
Zip	29036-8269
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Description	SS MALLARD DR
Jurisdiction	LEXINGTON SC
Township / Civil Division	CHAPIN
Census Block Group	1
Census Block	1007
Census Tract	21207

Owner

Source: Lexington County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 MALLARD DR, CHAPIN, SC 29036-8269
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage PALMETTO CITIZENS FCU
Feb 23, 2026	Deed of Trust, Mortgage · Line of Credit PALMETTO CITIZENS FCU
Feb 26, 2021	Quit Claim Deed, Transfer Quitclaim
Feb 26, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2001 · Amount on Record
Deed Sale	Dec 11, 2001 · Amount on Record
Deed Book / Page	6856 / 86
Last Transfer Date	Feb 17, 2021
Transfer Doc	2092404103
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	645 MALLARD DR, CHAPIN, SC 29036-8269
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2096001750
Date	Aug 19, 2021
Book Page	20960/1750
Instrument	2021045192

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEXINGTON SC
Property Address	645 MALLARD DR, CHAPIN, SC 29036-8269
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 MALLARD DR, CHAPIN, SC 29036-8269

Mortgage

Document Number	2120700498
Date	Feb 23, 2026
Book Page	21207/498
Instrument	2026007278

Lender

Name	PALMETTO CITIZENS FCU
Type	Credit Union
Address	COLUMBIA, SC 29250

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LEXINGTON SC
Recording Date	Feb 26, 2021
Property Address	645 MALLARD DR, CHAPIN, SC 29036-8269
Document Number	2092404103
Book / Page	20924 / 4103
Instrument Date	Feb 17, 2021
Instrument	2021010113
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 MALLARD DR, CHAPIN, SC 29036-8269

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEXINGTON SC
Recording Date	Feb 26, 2021
Property Address	645 MALLARD DR, CHAPIN, SC 29036-8269
Document Number	2092404098
Book / Page	20924 / 4098
Map Reference	MB 250 PG 238
Instrument Date	Feb 17, 2021
Instrument	2021010112
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 MALLARD DR, CHAPIN, SC 29036-8269

Tax Assessment & Valuation

Source: Lexington County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Lexington County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,294.00 (+7.67%)
2024	$3,988.00 (+0.86%)	$26,072 (-) Land $16,000 Building $10,072	$651,810 (-) Land $400,000 Building $251,810
2023	$3,954.00	$26,072 Land $16,000 Building $10,072	$651,810 Land $400,000 Building $251,810

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CarolinaConnect Cooperative Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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