645 Main St, Placerville, CA 95667 Property Records

El Dorado County property record for 645 Main St, Placerville, CA 95667

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	2 ba · 4,912 sqft · built 1886
Lot Size	0.119 acres (5,227 sqft)
Owner	Individual Name on File
Last Sale	$710,000 (May 2017)
Tax Bill	$8,085 (2025)
Deeds & Mortgages	Feb 2023 Transfer May 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`002-171-012-000`

Property Details

APN / Parcel Number

Primary APN	`002-171-012-000`
Alternative APN	`0021711210`

Interior

Full Baths	2 Baths
Units	4 Units
Stories	2 Stories
Building Area	4,912 sqft Total Area

Exterior

Year Built	Built 1886
Effective Year Built	Effective 1980
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	5,227 sqft (0.119 acres)
Patio Area	4,912 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Old Parcel Number	0021711210
Street Address	645 MAIN ST
City	PLACERVILLE
State	CA
Zip	95667-5757
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	CG
Legal Description	POR L 1 BL 17 PLACERVILLE
Legal Subdivision	PLACERVILLE
Legal Block	17
Legal Lot Number	1
Jurisdiction	EL DORADO CA
Township / Civil Division	PLACERVILLE
Census Block Group	4
Census Block	4010
Census Tract	31200

Owner

Source: El Dorado County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 MAIN ST, PLACERVILLE, CA 95667-5757
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2023	Intrafamily Transfer, Transfer
May 5, 2017	Grant Deed, Transfer MERRICK PROPERTIES PSP/TR (CT)

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 5, 2017 · Amount on Record
Deed Sale	May 5, 2017 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	0000018118
Last Transfer Date	Feb 14, 2023
Transfer Doc	0000004532
Record Updated	Jun 7, 2026

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 14, 2023
Property Address	645 MAIN ST, PLACERVILLE, CA 95667-5757
Document Number	0000004532
Instrument Date	Feb 9, 2023
Instrument	2023-0004532
Transaction Type	Transfer
Record Updated	Jul 25, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 MAIN ST, PLACERVILLE, CA 95667-5757
Investor	Possibly a Property Investor

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	May 5, 2017
Property Address	645 MAIN ST, PLACERVILLE, CA 95667-5757
Document Number	0000018118
Instrument Date	May 1, 2017
Instrument	18118
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$781.00
Amount Accuracy	Full Value
Additional	Notice of Trustee Sale Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16221 GARFIELD AVE PARAMOUNT CA 907234803, PARAMOUNT, CA 90723-4803

Mortgage

Document Number	18119
Date	May 5, 2017
Instrument	18119

Lender

Name	MERRICK PROPERTIES PSP/TR (CT)
Address	10190 HILLCREST RD, CUPERTINO, CA 95014-1023

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Municipality	Placerville City
Secondary School District	El Dorado Union High School District (09 - 12)
Elementary School District	Placerville Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$8,085.00 (+6.06%) Homeowner's exemption	$742,655 (+4.04%) Land $232,114 Building $510,541
2023	$7,623.00 (-2.22%)	$713,818 Land $223,101 Building $490,717
2022	$7,796.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · lower than 75% of California
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACERVILLE, CITY OF - MAIN serves 9,224 people · EPA ID CA0910003
Water Source	Purchased surface water from EL DORADO ID - MAIN
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T, California Internet, Verizon.

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