645 Main St, Montevallo, AL 35115 Property Records

Shelby County property record for 645 Main St, Montevallo, AL 35115

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 3,870 sqft · built 1900
Lot Size	0.289 acres (12,589 sqft)
Owner	Company Name on Record
Last Sale	$184,000 (Jul 2026)
Tax Bill	$937 (2026)
Deeds & Mortgages	Jul 2026 Sale Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`275213304002000`

Property Details

APN / Parcel Number

Primary APN	`275213304002000`

Interior

Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	3,870 sqft Heated Area
1st Floor Area	3,870 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Foundation Type	Brick
Roof Type	Wood Truss
Roof Material	Built-Up Asphalt
Lot Area	12,589 sqft (0.289 acres)
Lot Dimensions	300 ft deep x 43 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 MAIN ST
City	MONTEVALLO
State	AL
Zip	35115-4036
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Legal Description	BEG NE COR LOT 20 TOWN OF MONTEVALLO SE 150 NE 2.05 SE 150 TO R/W HWY 119 SW43 NW 200 SW25 NW 50 NE 10 SE 21 NE 24 NW 21 NE 6
Legal Range	03W
Legal Township	22S
Legal Section	21
Legal Subdivision	TOWN OF MONTEVALLO
Legal Lot Number	20
Jurisdiction	SHELBY AL
Township / Civil Division	MONTEVALLO
Census Block Group	2
Census Block	2064
Census Tract	30407

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Downtown Montevallo Historic District listed 2013 · 30 contributing resources · NRIS 13000180

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	608 ELMONT CV, NASHVILLE, TN 37211-7019
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Nov 1, 2018	Warranty Deed, Transfer · Commercial Mortgage IBERIABANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 21, 2026 · Amount on Record
Deed Sale	Jul 21, 2026 · Amount on Record
Prior Sale	Nov 1, 2018 · Amount on Record
Deed Document Number	2026232970
Prior Transfer Date	Feb 26, 2025
Prior Transfer Doc	0000058480
Record Updated	Oct 29, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SHELBY AL
Recording Date	Jul 21, 2026
Property Address	645 MAIN ST, MONTEVALLO, AL 35115-4036
Document Number	0000232970
Instrument Date	Jul 6, 2026
Instrument	2026232970
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$18,584.00
Amount Accuracy	Full Amount Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	608 ELMONT CV, NASHVILLE, TN 37211-7019

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Nov 1, 2018
Property Address	645 MAIN ST, MONTEVALLO, AL 35115-4036
Document Number	0000388220
Instrument Date	Oct 24, 2018
Instrument	20181101000388220
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11083 INDIAN TRL, 11083, HELOTES, TX 78023-4291

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	608 ELMONT CV, NASHVILLE, TN 37211-7019
Investor	Possibly a Property Investor

Mortgage

Document Number	0000388230
Date	Nov 1, 2018
Instrument	20181101000388230

Lender

Name	IBERIABANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Montevallo City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$937.00 (+1.41%)
2025	$924.00 (+8.2%)	$18,120 (+9.82%)	$181,160 (+9.82%) Land $50,360 Building $130,800
2023	$854.00	$16,500	$164,960 Land $50,360 Building $114,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTEVALLO WATER WORKS & SEWER BOARD serves 10,746 people · EPA ID AL0001160
Water Source	Groundwater influenced by surface water
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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