Hamilton County property record for 645 Lupton Dr, Chattanooga, TN 37415
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 980 sqft · built 1950 |
| Lot Size | 0.351 acres (15,300 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $65,000 (May 2010) |
| Tax Bill | $784 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 118G J 016 |
| Primary APN | 118G J 016 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 980 sqft Living Area |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1983 |
| Architectural Style | Ranch |
| Exterior Material | Other |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 15,300 sqft (0.351 acres) |
| Lot Dimensions | 218 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000045392 |
|---|---|
| Street Address | 645 LUPTON DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37415-4802 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 1890C 31 13 LOT 7 NORTH LUPTON DR SUB PB 15 PG 63 |
| Legal Subdivision | NORTH LUPTON DRIVE |
| Legal Lot Number | 7 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 6 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Chickamauga and Chattanooga National Military Park listed 1966 · 859 contributing resources · NRIS 66000274 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Hamilton County records, as of October 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 645 LUPTON DR, CHATTANOOGA, TN 37415-4802 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 20, 2010 · Amount on Record |
| Deed Sale | May 20, 2010 · Amount on Record |
| Prior Sale | Apr 13, 2009 · Amount on Record |
| Deed Document Number | 2010125 |
| Deed Book / Page | 9170 / 708 |
| Prior Transfer Date | Oct 16, 2008 |
| Prior Transfer Doc | 0000000093 |
| Record Updated | Oct 29, 2026 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $784.00 (+17.54%) | $51,725 (+73.43%) | $206,900 (+73.43%) Land $75,000 Building $131,900 |
| 2024 | $667.00 | $29,825 (-) | $119,300 (-) Land $70,000 Building $49,300 |
| 2023 | $667.00 | $29,825 (-) | $119,300 (-) Land $70,000 Building $49,300 |
| 2022 | $667.00 | $29,825 | $119,300 Land $70,000 Building $49,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 57% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: Verizon.
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