Pinellas County property record for 645 Louden Ave, Dunedin, FL 34698
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,448 sqft · built 1925 |
| Lot Size | 0.185 acres (8,076 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,662 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-743-2678-6 |
| Primary APN | C62-000-743-2678-6 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,448 sqft Heated Area |
| 1st Floor Area | 1,448 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1986 |
| Exterior Material | Stucco |
| Construction Type | Frame |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Concrete Tile |
| Lot Area | 8,076 sqft (0.185 acres) |
| Lot Dimensions | 108 ft deep x 75 ft wide |
| Garage Type | Detached |
| Garage Area | 200 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 104 sqft |
| Patio Area | 104 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R371773 |
|---|---|
| Old Parcel Number | 152834228780050061 |
| Street Address | 645 LOUDEN AVE |
| City | DUNEDIN |
| State | FL |
| Zip | 34698-7034 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DUNALTA BLK E, N 1/2 LOTS 6 & 7 |
| Legal Range | 15 |
| Legal Township | 28 |
| Legal Section | 34 |
| Legal Subdivision | DUNALTA |
| Legal Block | N,E |
| Legal Lot Number | 6-7 7 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 27000 |
645 Louden Ave is owned and occupied by an individual who acquired it in March 1986.
Source: Pinellas County records, as of December 26, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 LOUDEN AVE, DUNEDIN, FL 34698-7034 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 31, 1986 |
| Deed Sale | Mar 31, 1986 |
| Deed Document Number | 0006197765 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 645 Louden Ave was $1,662 with exemptions applied.
Source: Pinellas County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Dunedin City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,662.00 Homeowner's exemption Widower's exemption | $140,977 | $630,087 Land $460,450 Building $169,637 |
| 2023 | $1,515.00 (-1.94%) Homeowner's exemption Widower's exemption | $133,014 (+3%) | $583,703 (+9.78%) Land $444,318 Building $139,385 |
| 2022 | $1,545.00 Homeowner's exemption | $129,140 | $531,718 Land $428,433 Building $103,285 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Louden Ave in Zone X, an area of minimal flood risk, though there have been 44 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 335 units insured incl. 184 condo units |
| Nearby Flood Claims | 44 (1979–2024) |
| Claims Outside the SFHA | 4 of 44 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Louden Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DUNEDIN WATER SYSTEM serves 46,161 people · EPA ID FL6520486 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 32 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 556 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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