645 Lk Sinclair St, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 645 Lk Sinclair St, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2.5 Baths
Year Built	Built 2023
Square Footage	1,710 sqft Living Area
Lot Size	5,227 sqft (0.12 acres)
Occupancy	Owner Occupied
Last Sale	$357,600 (2023)
Tax Bill	$6,597.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`095416-0650`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	12 Plumbing Fixtures
Building Area	1,710 sqft Living Area
Gross Area	2,259 sqft Gross Area
1st Floor	1,710 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Concrete Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,227 sqft (0.12 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	399 sqft Garage
Patio Area	230 sqft Patio
Porch Area	150 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	645 LAKE SINCLAIR ST
City	SAINT AUGUSTINE
State	FL
Zip	32084-1466
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	117/48-55 ST AUGUSTINE LAKES PHASE 1C LOT 65 OR5851/1663
Legal Subdivision	ST AUGUSTINE LAKES PHASE 1C
Legal Block	1
Legal Lot Number	65
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	3
Census Block	3000
Census Tract	21003

Owner

Source: St. Johns County records · APN 095416-0650

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 LAKE SINCLAIR ST, SAINT AUGUSTINE, FL 32084-1466
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 03, 2023 · Amount on Record
Deed Sale	Nov 03, 2023 · Amount on Record
Deed Doc Number	202386657
Deed Book / Page	5851 / 1663
Record Refreshed	Jun 08, 2026

November 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 03, 2023
Property Address	645 LAKE SINCLAIR ST, SAINT AUGUSTINE, FL 32084-1466
Document Number	0058511663
Book / Page	5851 / 1663
Map Reference	MB 117 PG 48
Instrument Date	Oct 30, 2023
Instrument	2023086657
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 16, 2024
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,503.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7411 FULLERTON ST STE 220, 220, JACKSONVILLE, FL 32256-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 LAKE SINCLAIR ST, ST AUGUSTINE, FL 32084-1466

Mortgage

Document Number	0058511667
Date	Nov 03, 2023
Book Page	5851/1667
Instrument	2023086658

Lender

Name	LENNAR MORTGAGE LLC
Type	Mortgage Company
Address	MIAMI, FL 33136

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2053

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$306,340 (+1.2%) Land $80,000 Building $226,340	$306,340 (+0.73%) Land $80,000 Building $226,340
2025	$6,597.00 (+12.81%) Homeowner's exemption	$302,698	$304,131 Land $80,000 Building $224,131
2024	$5,848.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 356 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.