Rowan County property record for 645 Lippard Rd, Salisbury, NC 28146
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,188 sqft · built 1956 |
| Lot Size | 0.47 acres (20,473 sqft) |
| Owner | Individual Name on File |
| Last Sale | $85,000 (Jul 2001) |
| Tax Bill | $888 (2026) |
| Deeds & Mortgages | Nov 2021 Mortgage Dec 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 412 245 |
| Primary APN | 412 245 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,188 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 20,473 sqft (0.47 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Porch |
|---|---|
| Porch Area | 48 sqft |
| Canopy | 400 sqft |
| Storage Building | Storage Building |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 645 LIPPARD RD |
|---|---|
| City | SALISBURY |
| State | NC |
| Zip | 28146-9739 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3:SINGLE |
| Legal Description | .47AC |
| Jurisdiction | ROWAN NC |
| Township / Civil Division | LITAKER |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 51101 |
645 Lippard Rd is owned and occupied by an individual who bought it in July 2001.
Source: Rowan County records, as of August 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 LIPPARD RD, SALISBURY, NC 28146-9739 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 2, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Dec 17, 2019 | Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 18, 2001 · Amount on File |
| Deed Sale | Jul 18, 2001 · Amount on File |
| Deed Book / Page | 913 / 293 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 645 LIPPARD RD, SALISBURY, NC 28146-9739 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2021 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 0013870726 |
|---|---|
| Date | Nov 2, 2021 |
| Book Page | 1387/726 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Nov 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROWAN NC |
| Property Address | 645 LIPPARD RD, SALISBURY, NC 28146-9739 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0013390886 |
|---|---|
| Date | Dec 17, 2019 |
| Book Page | 1339/0886 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 645 Lippard Rd was $888.
Source: Rowan County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rowan County |
| Unified School District | Rowan-Salisbury Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $888.00 | $132,546 Land $23,124 Building $109,422 | $132,546 Land $23,124 Building $109,422 |
| 2023 | $888.00 | $132,546 Land $23,124 Building $109,422 | $132,546 Land $23,124 Building $109,422 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Lippard Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 Lippard Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OLD FARM DEVELOPMENT private · serves 213 people · EPA ID NC0180159 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Also Mapped Here | TOWN OF FAITH |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
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