Bergen County and Paramus Borough property record for 645 Linden St, Paramus, NJ 07652
| Property Type | Single Family Home |
|---|---|
| Details | 2,669 sqft · built 1951 |
| Lot Size | 0.229 acres (9,959 sqft) |
| Owner | Individual Name on File |
| Last Sale | $725,000 (Dec 2014) |
| Tax Bill | $14,416 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Nov 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 46-06013-0000-00009 |
| Primary APN | 46-06013-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,669 sqft Living Area |
| 1st Floor Area | 2,669 sqft |
| Year Built | Built 1951 |
|---|---|
| Effective Year Built | Effective 1951 |
| Construction Type | Frame |
| Lot Area | 9,959 sqft (0.229 acres) |
| Account Number | 611100 |
|---|---|
| Street Address | 645 LINDEN ST |
| City | PARAMUS |
| State | NJ |
| Zip | 07652-2009 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R75 |
| Legal Description | 90XIRR 4.5LT |
| Legal Subdivision | RIDGEWOOD KNOLLS SEC 2 |
| Legal Block | 6013 |
| Legal Lot Number | 9 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | PARAMUS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 42301 |
Source: Bergen County and Paramus Borough records · APN 46-06013-0000-00009
Assessment roll updated June 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 LINDEN ST, PARAMUS, NJ 07652-2009 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 03, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Nov 21, 2019 | Deed of Trust, Mortgage · Conventional Mortgage GARDEN ST HM LNS INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 11, 2014 · Amount on Record |
| Deed Sale | Dec 11, 2014 · Amount on Record |
| Prior Sale | Nov 13, 1997 · Amount on Record |
| Deed Document Number | 201482453 |
| Deed Book / Page | 1812 / 82 |
| Prior Transfer Date | Aug 26, 2008 |
| Prior Transfer Doc | 0096060023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 645 LINDEN ST, PARAMUS, NJ 07652-2009 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0043090319 |
|---|---|
| Date | Aug 03, 2021 |
| Book Page | 4309/319 |
| Instrument | 2021124507 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 645 LINDEN ST, PARAMUS, NJ 07652-2009 |
| Document Number | 0034402475 |
| Instrument Date | Nov 21, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2019 |
| Title Company | HUNTER TITLE AGENCY, HUNTER TITLE AGCY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 645 LINDEN ST PARAMUS NJ 076522009, PARAMUS, NJ 07652-2009 |
| Document Number | 0034402475 |
|---|---|
| Date | Dec 16, 2019 |
| Book Page | 003440/002475 |
| Instrument | 87894 |
| Name | GARDEN ST HM LNS INC |
|---|---|
| Address | CHERRY HILL, NJ 08003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 15, 2034 |
Source: Bergen County and Paramus Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Paramus Borough |
| Unified School District | Paramus Borough School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,014,100 (+5.45%) Land $438,700 Building $575,400 | $1,014,100 (+5.45%) Land $438,700 Building $575,400 | |
| 2025 | $14,416.00 (+6.12%) | $961,700 (+12.43%) Land $402,300 Building $559,400 | $961,700 (+12.43%) Land $402,300 Building $559,400 |
| 2024 | $13,584.00 (+9.45%) | ||
| 2023 | $855,400 Land $349,700 Building $505,700 | $855,400 Land $349,700 Building $505,700 | |
| 2022 | $12,411.00 |
Source: FEMA National Flood Hazard Layer, Bergen County (34003C), as of December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 340030423011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (2004–2011) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
| Claims by Event |
|
| Wildfire Risk | Low lower than 98% of the US · lower than 94% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Communications Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 226 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system NJ0238001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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