Cleburne County property record for 645 Lakefront Rd, Quitman, AR 72131
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 2,520 sqft · built 1995 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,490 (2026) |
| Flood Zone | Zone AE (high risk) |
| APN | 002-01321-014 |
| Primary APN | 002-01321-014 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,520 sqft Living Area |
| 1st Floor Area | 1,896 sqft |
| Upper Floors Area | 624 sqft |
| Basement Area | 288 sqft |
| Unfinished Basement | 288 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Closed Piers |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Garage Type | Attached |
| Garage Area | 692 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 960 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 220 sqft |
| Deck Area | 601 sqft |
| Patio Area | 210 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 645 LAKEFRONT RD |
|---|---|
| City | QUITMAN |
| State | AR |
| Zip | 72131-8423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 11 |
| Legal Township | 10 |
| Legal Section | 09 |
| Legal Subdivision | DIAMOND BLUFF ESTATES |
| Legal Lot Number | 115 |
| Jurisdiction | CLEBURNE AR |
| Township / Civil Division | CENTER POST |
| Census Block Group | 3 |
| Census Block | 3053 |
| Census Tract | 480502 |
645 Lakefront Rd is owned and occupied by two individuals who acquired it in June 1996.
Source: Cleburne County records, as of October 13, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 LAKEFRONT RD, QUITMAN, AR 72131-8423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 18, 1996 |
| Deed Sale | Jun 18, 1996 |
| Deed Book / Page | 418 / 521 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 645 Lakefront Rd was $2,490, up 9.1% from the year before.
Source: Cleburne County assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Cleburne County |
| Unified School District | Quitman School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,490.00 (+9.11%) | $128,669 (-) Land $26,000 Building $102,669 | $643,345 (-) Land $130,000 Building $513,345 |
| 2025 | $2,282.00 | $128,669 Land $26,000 Building $102,669 | $643,345 Land $130,000 Building $513,345 |
| 2023 | $1,915.00 | $93,191 Land $20,000 Building $73,191 | $465,955 Land $100,000 Building $365,955 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Lakefront Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective February 16, 2006 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 490.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 645 Lakefront Rd is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 71% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNTAIN TOP WATER ASSOCIATION serves 9,253 people · EPA ID AR0000454 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Connect2First Fiber | 1,000 / 1,000 |
May also be available: TCW.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures