645 Karr Rd, Jackson, OH 45640 Property Records

Jackson County property record for 645 Karr Rd, Jackson, OH 45640

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,506 sqft · built 2009
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$104,200 (Jan 2003)
Tax Bill	$5,282 (2025)
Deeds & Mortgages	Jun 2010 Line of Credit Oct 2010 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C050050006501`

Property Details

APN / Parcel Number

Primary APN	`C050050006501`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,506 sqft Living Area
1st Floor Area	1,356 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	1,008 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	888 sqft
Lean-To	240 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	645 KARR RD
City	JACKSON
State	OH
Zip	45640-9124
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S1/2 OF SE1/4
Legal Range	18
Legal Township	06
Legal Section	18
Jurisdiction	JACKSON OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1034
Census Tract	957800

Owner

Source: Jackson County records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 KARR RD, JACKSON, OH 45640-9124
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2010	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Oct 20, 2010	Deed of Trust, Mortgage PNC BANK NA
Jun 20, 2007	Deed of Trust, Mortgage · Line of Credit THE VINTON COUNTY NATIONAL BANK
May 28, 2013	Deed of Trust, Mortgage · Conventional Mortgage PNC MORTGAGE LLC
Aug 27, 2013	Deed of Trust, Mortgage PNC BANK NA
May 5, 2020	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Mar 13, 2020	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2003 · Amount on Record
Deed Sale	Jan 13, 2003 · Amount on Record
Prior Sale	Oct 30, 2002
Last Transfer Date	Mar 12, 2020
Transfer Doc	000146/273
Record Updated	Sep 20, 2026

June 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	645 KARR RD, JACKSON, OH 45640-9124
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00076/0233
Date	Jun 28, 2010
Book Page	076/0233
Instrument	201000001994

Lender

Name	PNC BANK NA
Type	Bank
Address	00000

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	645 KARR RD, JACKSON, OH 45640-9124
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00078/1031
Date	Oct 20, 2010
Book Page	078/1031
Instrument	201000003297

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 14, 2040

June 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	645 KARR RD, JACKSON, OH 45640-9124
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00053/1348
Date	Jun 20, 2007
Book Page	053/1348
Instrument	200700002793

Lender

Name	THE VINTON COUNTY NATIONAL BANK
Type	Bank
Address	MC ARTHUR, OH 45651

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	369 Months
Due	Mar 1, 2038

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	645 KARR RD, JACKSON, OH 45640-9124
Transaction Type	Mortgage
Record Updated	Mar 23, 2026
Title Company	GARROW TITLE AGENCY, ARROW TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00096/0655
Date	May 28, 2013
Book Page	096/0655
Instrument	201300001735

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2043

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	645 KARR RD, JACKSON, OH 45640-9124
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00098/0864
Date	Aug 27, 2013
Book Page	098/0864
Instrument	201300002909

Lender

Name	PNC BANK NA
Type	Bank
Address	JACKSON, OH 45640

Agreement

Amount	Amount Recorded

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON OH
Property Address	645 KARR RD, JACKSON, OH 45640-9124
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000147/387
Date	May 5, 2020
Book Page	147/387
Instrument	202000001275

Lender

Name	PNC BANK NA
Type	Bank
Address	JACKSON, OH 45640

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON OH
Recording Date	Mar 13, 2020
Property Address	645 KARR RD, JACKSON, OH 45640-9124
Document Number	000146/273
Book / Page	146 / 273
Instrument Date	Mar 12, 2020
Instrument	202000000810
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 KARR RD, JACKSON, OH 45640-9124

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of March 23, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Jackson County
County Subdivision	Franklin Township
Unified School District	Jackson City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,282.00 (-3.49%)	$115,470 (-) Land $7,800 Building $107,670	$329,910 (-) Land $22,280 Building $307,630
2023	$5,473.00 (+46.14%)	$115,470 (+47.68%) Land $7,800 Building $107,670
2022	$3,745.00	$78,190 Land $6,660 Building $71,530
2020			$329,910 Land $22,280 Building $307,630

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 96% of Ohio
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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