645 Juniper Rd, Harlan, IA 51537 Property Records

Shelby County property record for 645 Juniper Rd, Harlan, IA 51537

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 1973
Lot Size	1.03 acres (44,867 sqft)
Owner	2 Individual Names on Record
Last Sale	$105 (Mar 2018)
Tax Bill	$2,232 (2026)
Deeds & Mortgages	Sep 2026 Line of Credit Mar 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`831405511002`

Property Details

APN / Parcel Number

Primary APN	`831405511002`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Basement Area	804 sqft
Finished Basement	804 sqft
Unfinished Basement	804 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Ranch
Exterior Material	Metal
Construction Type	Steel Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	44,867 sqft (1.03 acres)
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	64 sqft
Deck Area	80 sqft
Patio Area	72 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	645 JUNIPER RD
City	HARLAN
State	IA
Zip	51537-6817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	5-78-39 PT LT 11 PARCEL B .81 NET AC
Legal Range	39W
Legal Township	78N
Legal Section	05
Legal Lot Number	11
Jurisdiction	SHELBY IA
Township / Civil Division	FAIRVIEW
Census Block Group	1
Census Block	1002
Census Tract	960200

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 JUNIPER RD, HARLAN, IA 51537-6817
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Mar 7, 2018	Warranty Deed, Transfer
Mar 7, 2018	Warranty Deed, Transfer
Mar 7, 2018	Warranty Deed, Transfer SHELBY STATE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2018 · Amount on Record
Deed Sale	Mar 7, 2018 · Amount on Record
Prior Sale	Mar 7, 2018 · Amount on Record
Deed Document Number	2018383
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY IA
Recording Date	Sep 10, 2026
Property Address	645 JUNIPER RD, HARLAN, IA 51537-6817
Document Number	0000001684
Instrument Date	Aug 27, 2026
Instrument	20261684
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 JUNIPER RD, HARLAN, IA 51537-6817

Mortgage

Document Number	0000001684,
Date	Sep 10, 2026
Instrument	20261684

Lender

Name	FIGURE LENDING LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2056

Interest

Max Rate	-1%

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Mar 7, 2018
Property Address	645 JUNIPER RD, HARLAN, IA 51537-6817
Document Number	20180381
Instrument Date	Feb 22, 2018
Instrument	2018-0381
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 JUNIPER RD, HARLAN, IA 51537-6817

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Mar 7, 2018
Property Address	645 JUNIPER RD, HARLAN, IA 51537-6817
Document Number	20180382
Instrument Date	Jan 10, 2013
Instrument	2018-0382
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 JUNIPER RD, HARLAN, IA 51537-6817

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY IA
Recording Date	Mar 7, 2018
Property Address	645 JUNIPER RD, HARLAN, IA 51537-6817
Document Number	20180383
Instrument Date	Jan 9, 2013
Instrument	2018-0383
Transaction Type	Transfer
Record Updated	Oct 25, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 JUNIPER RD, HARLAN, IA 51537-6817

Mortgage

Document Number	20180385
Date	Mar 7, 2018
Instrument	2018-0385

Lender

Name	SHELBY STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	298 Months
Due	Jan 1, 2043

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Shelby County
Unified School District	AHSTW Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,232.00 (+5.38%)	$210,104 (-) Land $39,400 Building $170,704	$210,104 (-) Land $39,400 Building $170,704
2025		$210,104 (+12.57%) Land $39,400 Building $170,704	$210,104 (+12.57%) Land $39,400 Building $170,704
2024	$2,118.00 (+20.2%)
2023		$186,640 (+34.89%) Land $39,400 Building $147,240	$186,640 (+34.89%) Land $39,400 Building $147,240
2022	$1,762.00 Homeowner's exemption	$138,368 Land $39,400 Building $98,968
2021			$138,368 Land $39,400 Building $98,968

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Farmers Mutual Cooperative Telephone Fiber	400 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Juniper Rd

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