645 Juniper Pl, Franklin Lakes, NJ 07417 Property Records

Bergen County and Franklin Lakes Borough property record for 645 Juniper Pl, Franklin Lakes, NJ 07417

Property Summary

Property Type	Single Family Home
Details	3,254 sqft · built 1981
Lot Size	0.918 acres (39,988 sqft)
Owner	Individual Name on Record
Last Sale	$471,500 (Apr 2026)
Tax Bill	$15,228 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-01427-03-00002`

Property Details

APN / Parcel Number

Primary APN	`20-01427-03-00002`
Alternative APNs	`2001427000300002` `11730`

Interior

Stories	2 Stories
Building Area	3,254 sqft Living Area

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Construction Type	Frame
Lot Area	39,988 sqft (0.918 acres)
Parking Spaces	2 Parking Spaces

Location & Zoning

Account Number	11730
Street Address	645 JUNIPER PL
City	FRANKLIN LAKES
State	NJ
Zip	07417-1738
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A40
Legal Description	.918AC
Legal Subdivision	FRANKLIN LAKES BOROUGH
Legal Block	1427
Legal Lot Number	2
Jurisdiction	BERGEN NJ
Township / Civil Division	FRANKLIN LAKES
Census Block Group	1
Census Block	1002
Census Tract	20200

Owner

Source: Bergen County and Franklin Lakes Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 JUNIPER PL, FRANKLIN LAKES, NJ 07417-1738
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Apr 21, 2026	Quit Claim Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2026 · Amount on Record
Deed Sale	Apr 21, 2026 · Amount on Record
Prior Sale	Sep 13, 2024 · Amount on Record
Deed Document Number	202626380
Deed Book / Page	5777 / 571
Prior Transfer Date	Mar 5, 2026
Prior Transfer Doc	0000026380
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 21, 2026
Property Address	645 JUNIPER PL, FRANKLIN LAKES, NJ 07417-1738
Document Number	0000026380
Book / Page	5777 / 571
Instrument Date	Mar 5, 2026
Instrument	2026.26380
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$47,621.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 JUNIPER PL, FRANKLIN LAKES, NJ 07417-1738

Mortgage

Document Number	0000026381,
Date	Apr 21, 2026
Instrument	2026..26381

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BERGEN NJ
Recording Date	Apr 21, 2026
Property Address	645 JUNIPER PL, FRANKLIN LAKES, NJ 07417-1738
Document Number	0057770571
Book / Page	5777 / 571
Instrument Date	Mar 5, 2026
Instrument	202626380
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transaction

Amount	Amount Recorded
Tax	$47,621.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 JUNIPER PL, FRANKLIN LAKES, NJ 07417-1738

Mortgage

Document Number	0000026381,
Date	Apr 21, 2026
Instrument	202626381

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Franklin Lakes Borough
Elementary School District	Franklin Lakes Borough School District (KG - 08)
Secondary School District	Ramapo-Indian Hill Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$799,800 (-) Land $433,600 Building $366,200	$799,800 (-) Land $433,600 Building $366,200
2025	$15,228.00 (+6.02%)	$799,800 (-) Land $433,600 Building $366,200	$799,800 (-) Land $433,600 Building $366,200
2024	$14,364.00 (+8.54%)
2023		$799,800 Land $433,600 Building $366,200	$799,800 Land $433,600 Building $366,200
2022	$13,234.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	9 (1978–2013)
Claims Outside the SFHA	5 of 9
Most Recent Claim	Jun 2013 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

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