Grainger County property record for 645 Joppa Mountain Rd, Rutledge, TN 37861
| Property Type | Single Family Home |
|---|---|
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $130,000 (Jul 2023) |
| Tax Bill | $197 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jul 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 029066 03202 |
| Primary APN | 029066 03202 |
|---|---|
| Alternative APN |
|
| Lot Area | 217,800 sqft (5 acres) |
|---|---|
| Terrain | Rolling |
| Shed | 1 Shed |
| Shed Area | 240 sqft |
| Sewer | Connected |
|---|
| Street Address | 645 JOPPA MOUNTAIN RD |
|---|---|
| City | RUTLEDGE |
| State | TN |
| Zip | 37861-5062 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: G01 |
| Jurisdiction | GRAINGER TN |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 500200 |
Source: Grainger County assessment roll, as of May 20, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 645 JOPPA MOUNTAIN RD, RUTLEDGE, TN 37861-5062 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · FHA Mortgage ALLIED MORTGAGE GROUP INC |
| Jul 18, 2023 | Warranty Deed, Transfer FARM CREDIT MID AMERICA FLCA |
| Oct 25, 2022 | Warranty Deed, Transfer COLONIAL TITLE GROUP INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 18, 2023 · Amount on Record |
| Deed Sale | Jul 18, 2023 · Amount on Record |
| Prior Sale | Oct 25, 2022 · Amount on Record |
| Deed Document Number | 23001950 |
| Deed Book / Page | 416 / 800 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Jun 30, 2026 |
| Property Address | 645 JOPPA MOUNTAIN RD, RUTLEDGE, TN 37861-5062 |
| Document Number | 0000002268 |
| Book / Page | 437 / 915 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20262268 |
| Transaction Type | Mortgage |
| Record Updated | Jul 14, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 645 JOPPA MOUNTAIN RD, RUTLEDGE, TN 37861-5062 |
| Document Number | 0000002268, |
|---|---|
| Date | Jun 30, 2026 |
| Book Page | 437/915 |
| Instrument | 20262268 |
| Name | ALLIED MORTGAGE GROUP INC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Jul 18, 2023 |
| Property Address | 645 JOPPA MOUNTAIN RD, RUTLEDGE, TN 37861-5062 |
| Document Number | 0000001950 |
| Book / Page | 416 / 800 |
| Instrument Date | Jul 14, 2023 |
| Instrument | 23001950 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | LAKEWAY TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1484 20TH ST NE, HICKORY, NC 28601-2950 |
| Document Number | 0000001951 |
|---|---|
| Date | Jul 18, 2023 |
| Book Page | 416/802 |
| Instrument | 23001951 |
| Name | FARM CREDIT MID AMERICA FLCA |
|---|---|
| Type | Bank |
| Address | LOUISVILLE, KY 40299 |
| Amount | Amount Recorded |
|---|---|
| Term | 181 Months |
| Due | Aug 1, 2038 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GRAINGER TN |
| Recording Date | Oct 25, 2022 |
| Property Address | 645 JOPPA MOUNTAIN RD, RUTLEDGE, TN 37861-5062 |
| Document Number | 0000003843 |
| Book / Page | 409 / 1859 |
| Instrument Date | Oct 20, 2022 |
| Instrument | 22003843 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2024 |
| Title Company | COLONIAL TITLE GROUP INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $92.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14757 BEAVER DAM RD, ELLENDALE, DE 19941-3119 |
Source: Grainger County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Grainger County |
| Unified School District | Grainger County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $197.00 | $8,400 (-) Land $7,425 Building $975 | |
| 2024 | $197.00 (+13.22%) | $8,400 (-) Land $7,425 Building $975 | |
| 2023 | $174.00 | $8,400 (+13.13%) Land $7,425 Building $975 | |
| 2022 | $7,425 Land $7,425 | ||
| 2021 | $33,600 Land $29,700 Building $3,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 16, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 84% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RUTLEDGE WATER SYSTEM serves 2,137 people · EPA ID TN0000600 |
|---|---|
| Water Source | Purchased surface water from BEAN STATION UTILITY DISTRICT |
| Last State Inspection | Jun 2025 |
| Also Mapped Here | LUTTRELL-BLAINE-CORRYTON U.D. |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| City of Knoxville, TN Fiber | 10,000 / 10,000 |
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