645 Jonquil Dr, Lathrop, CA 95330 Property Records

San Joaquin County property record for 645 Jonquil Dr, Lathrop, CA 95330

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,576 sqft · built 1989
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Tax Bill$2,632 (2026)
Deeds & MortgagesJul 2021 Mortgage
Mar 2020 Mortgage
+ 1 more
Flood ZoneZone X (reduced by levee)
APN196-140-460-000

Property Details

APN / Parcel Number

Primary APN196-140-460-000
Alternative APN
  • 196-140-46

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,576 sqft Living Area
1st Floor Area1,576 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleL-Shape
Construction TypeWood
Lot Area6,000 sqft (0.138 acres)
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number196-140-46
Street Address645 JONQUIL DR
CityLATHROP
StateCA
Zip95330-9647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionREDRAWN JAN-11-1993 FROM ORIGINAL APN 195-570-18
Legal SubdivisionSUNRISE PLACE
Legal Block2
Legal Lot Number18
JurisdictionSAN JOAQUIN CA
Township / Civil DivisionMANTECA
Census Block Group2
Census Block2013
Census Tract5130

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address645 JONQUIL DR, LATHROP, CA 95330-9647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 2, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 24, 2020Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS
Mar 1, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2010
Deed SaleOct 8, 2010
Deed Document Number2010132940
Last Transfer DateNov 4, 2013
Transfer Doc0000141535
Record UpdatedOct 29, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address645 JONQUIL DR, LATHROP, CA 95330-9647
Transaction TypeMortgage
Record UpdatedJul 14, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 JONQUIL DR, LATHROP, CA 95330-9647

Mortgage

Document Number0000112310
DateJul 2, 2021
Instrument2021-112310
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2051

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address645 JONQUIL DR, LATHROP, CA 95330-9647
Document Number0000039035
Instrument DateMar 24, 2020
Transaction TypeMortgage
Record UpdatedApr 30, 2020
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address645 JONQUIL DR LATHROP CA 953309647, LATHROP, CA 95330-9647

Mortgage

Document Number0000039035
DateMar 30, 2020
Instrument39035
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 29, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN JOAQUIN CA
Property Address645 JONQUIL DR, LATHROP, CA 95330-9647
Document Number0000022752
Instrument DateMar 1, 2019
Transaction TypeMortgage
Record UpdatedMar 20, 2019
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address645 JONQUIL DR LATHROP CA 953309647, LATHROP, CA 95330-9647

Mortgage

Document Number0000022752
DateMar 6, 2019
Instrument22752
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 5, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Joaquin County
MunicipalityLathrop City
Unified School DistrictManteca Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,632.00 (+1%)
2025$2,606.00 (+4.74%) Homeowner's exemption$206,258 (+4.04%) Land $51,242 Building $155,016
2023$2,488.00 (+1.47%) Homeowner's exemption$198,251 Land $49,253 Building $148,998$474,750
2022$2,452.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
reduced by levee · depends on levee performance
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims2 (1983)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 1983 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF LATHROP
serves 38,596 people · EPA ID CA3910015
Water SourcePurchased surface water from SOUTH SAN JOAQUIN IRRIGATION DISTRICT
Last State InspectionDec 2024
Also Mapped HereSAN JOAQUIN COUNTY-MOKELUMNE ACRES
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 549 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Cal.net
Fixed Wireless
100 / 20

May also be available: AT&T, Ayera Technologies, Frontier, Matrix Broadband, unWired Broadband, Verizon.

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