Denver City property record for 645 Jersey St, Denver, CO 80220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,656 sqft · built 1941 |
| Lot Size | 0.158 acres (6,870 sqft) |
| Owner | Individual Name on File |
| Last Sale | $521,000 (Dec 2015) |
| Tax Bill | $4,141 (2025) |
| Deeds & Mortgages | Apr 2023 Line of Credit Aug 2019 Mortgage + 1 more |
| APN | 06053-43-018-000 |
| Primary APN | 06053-43-018-000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 11 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,656 sqft Living Area |
| Gross Area | 1,298 sqft |
| 1st Floor Area | 1,298 sqft |
| Basement Area | 551 sqft |
| Finished Basement | 358 sqft |
| Unfinished Basement | 193 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Lot Area | 6,870 sqft (0.158 acres) |
| Garage Type | Detached |
| Garage Area | 368 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
| Porch | Open Concrete/Masonry Porch |
| Porch Area | 31 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 645 JERSEY ST |
|---|---|
| City | DENVER |
| State | CO |
| Zip | 80220-5319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | E-SU-DX |
| Legal Description | L 26 & 27 & N 5FT OF L 25 BLK 47 PORTER & RAYMONDS MONTCLAIR |
| Legal Subdivision | PORTER & RAYMONDS MONTCLAIR |
| Legal Block | 47 |
| Legal Lot Number | 26 |
| Jurisdiction | DENVER CO |
| Township / Civil Division | DENVER |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 4309 |
645 Jersey St is owned and occupied by an individual who bought it in December 2015.
Source: Denver City records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 JERSEY ST, DENVER, CO 80220-5319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 25, 2023 | Deed of Trust, Mortgage · Line of Credit ENCORE BANK NA |
| Aug 29, 2019 | Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Mar 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PIKE CREEK MORTGAGE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 10, 2015 · Amount on File |
| Deed Sale | Dec 10, 2015 · Amount on File |
| Prior Sale | Jan 5, 2004 · Amount on File |
| Deed Document Number | 2015171133 |
| Prior Transfer Date | Feb 13, 2012 |
| Prior Transfer Doc | 0000018286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 645 JERSEY ST, DENVER, CO 80220-5319 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 645 JERSEY ST, DENVER, CO 80220-5319 |
| Document Number | 0000037492 |
|---|---|
| Date | Apr 25, 2023 |
| Instrument | 2023037492 |
| Name | ENCORE BANK NA |
|---|---|
| Type | Bank |
| Address | LITTLE ROCK, AR 72211 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Apr 20, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 645 JERSEY ST, DENVER, CO 80220-5319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | COLORADO ESCROW TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000116573 |
|---|---|
| Date | Aug 29, 2019 |
| Instrument | 2019116573 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SALT LAKE CITY, UT 84116 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DENVER CO |
| Property Address | 645 JERSEY ST, DENVER, CO 80220-5319 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Name | Verified Name |
|---|---|
| Address | 645 JERSEY ST, DENVER, CO 80220-5319 |
| Document Number | 0000057247 |
|---|---|
| Date | Mar 30, 2021 |
| Instrument | 2021057247 |
| Name | PIKE CREEK MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWARK, DE 19711 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 645 Jersey St was $4,141.
Source: Denver City assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County / Municipality | Denver City |
| Unified School District | Denver County School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,141.00 | $54,130 Land $47,230 Building $47,230 | $767,800 Land $669,900 Building $97,900 |
| 2023 | $4,140.00 | $53,440 (+27.3%) Land $41,200 Building $12,240 | $852,600 (+41.14%) Land $669,900 Building $182,700 |
| 2022 | $41,980 Land $25,600 Building $16,380 | $604,100 Land $368,400 Building $235,700 | |
| 2021 | $3,222.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 645 Jersey St; 1 flood insurance policy is in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 645 Jersey St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DENVER WATER BOARD serves 1,287,000 people · EPA ID CO0116001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 33 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 2,000 / 1,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Aerux Broadband, AT&T, LiveWireNet, Starry.
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