645 Hutton St, Lehigh Acres, FL 33974 Property Records

Lee County property record for 645 Hutton St, Lehigh Acres, FL 33974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · built 2025
Lot Size	0.276 acres (12,036 sqft)
Owner	Individual Name on Record
Last Sale	$339,900 (Oct 2025)
Tax Bill	$816 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-45-27-03-00002.0220`

Property Details

APN / Parcel Number

Primary APN	`28-45-27-03-00002.0220`
Alternative APNs	`28-45-27-L0-04002.0220` `272845L0040020220` `10432809`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Lot Area	12,036 sqft (0.276 acres)

Location & Zoning

Account Number	10432809
Street Address	645 HUTTON ST
City	LEHIGH ACRES
State	FL
Zip	33974-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	LEHIGH ACRES UNIT 3 BLK 2 PB 20 PG 57 LOT 22
Legal Range	27E
Legal Township	45S
Legal Section	28
Legal Subdivision	LEHIGH ACRES
Legal Tract	03
Legal Block	2
Legal Lot Number	22
Legal Unit	3
Jurisdiction	LEE FL
Township / Civil Division	LEHIGH ACRES
Census Block Group	1
Census Block	1061
Census Tract	40312

Owner

Source: Lee County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 HUTTON ST, LEHIGH ACRES, FL 33974-5705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 9, 2025 · Amount on Record
Deed Sale	Oct 9, 2025 · Amount on Record
Prior Sale	May 7, 1997 · Amount on Record
Deed Document Number	2025271360
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE FL
Recording Date	Oct 9, 2025
Property Address	645 HUTTON ST, LEHIGH ACRES, FL 33974-5705
Document Number	0000271360
Map Reference	MB 20 PG 57
Instrument Date	Sep 29, 2025
Instrument	2025000271360
Transaction Type	Transfer
Record Updated	Dec 26, 2025
Title Company	EXPERIENCED TITLE INC, EXPERIENCED T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,379.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 PONCE DE LEON BLVD STE 1106, 1106, CORAL GABLES, FL 33134-4095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 HUTTON ST, LEHIGH ACRES, FL 33974-5705

Mortgage

Document Number	0000271361
Date	Oct 9, 2025
Instrument	2025000271361

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Lee County assessment roll, as of July 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Lee County
Unified School District	Lee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$271,177 (+1,667.43%) Land $24,323 Building $246,854	$271,177 (+1,667.43%) Land $24,323 Building $246,854
2025	$816.00 (+124.79%)	$15,343 (+16.59%) Land $15,343	$15,343 (+16.59%) Land $15,343
2024	$363.00 (+11.69%)	$13,160 (+27.61%) Land $13,160	$13,160 (+27.61%) Land $13,160
2023	$325.00 (+12.85%)	$10,313 (+49.99%) Land $10,313	$10,313 (+49.99%) Land $10,313
2022	$288.00	$6,876 Land $6,876	$6,876 Land $6,876

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 74% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
T-Mobile Fiber	5,000 / 5,000
Xfinity Fiber	2,000 / 2,000