Polk County property record for 645 Hugh Champion Rd, Tryon, NC 28782
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,860 sqft · built 1996 |
| Lot Size | 2.16 acres (94,090 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,073 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | P84-89 |
| Primary APN | P84-89 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,860 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 94,090 sqft (2.16 acres) |
| Porch | Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 19351 |
|---|---|
| Street Address | 645 HUGH CHAMPION RD |
| City | TRYON |
| State | NC |
| Zip | 28782-6800 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MX |
| Legal Description | HUGH CHAMPION RD, 100D 100D COUNTY RURAL |
| Legal Subdivision | D COUNTY RURAL |
| Jurisdiction | POLK NC |
| Township / Civil Division | COLUMBUS |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 920103 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 645 HUGH CHAMPION RD, TRYON, NC 28782-6800 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 30, 2004 |
| Deed Sale | Aug 30, 2004 |
| Prior Sale | Dec 31, 1997 |
| Deed Book / Page | 318 / 32 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Polk County |
| Unified School District | Polk County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,073.00 | $406,215 (-) Land $57,342 Building $348,873 | $406,215 (-) Land $57,342 Building $348,873 |
| 2025 | $2,073.00 (+4.38%) | $406,215 (+30.83%) Land $57,342 Building $348,873 | $406,215 (+30.83%) Land $57,342 Building $348,873 |
| 2023 | $1,986.00 | $310,483 Land $43,340 Building $267,143 | |
| 2021 | $310,483 Land $43,340 Building $267,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 8, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · above 71% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
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