645 Holt Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 645 Holt Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,260 sqft · built 1983
Lot Size	1.5 acres (65,340 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,591 (2026)
Deeds & Mortgages	Feb 2024 Mortgage Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`2957-350`

Property Details

APN / Parcel Number

Primary APN	`2957-350`
Alternative APNs	`54890641600001022000` `265489 064.16-1-22`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,260 sqft Living Area
1st Floor Area	1,260 sqft
Game Room	Game Room

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	65,340 sqft (1.5 acres)
Garage Type	Attached
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Slab
Porch Area	288 sqft
Canopy	144 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	2957-350
Street Address	645 HOLT RD
City	WEBSTER
State	NY
Zip	14580-9119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	14 4
Legal Block	1
Legal Lot Number	22.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	4
Census Block	4010
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	645 HOLT RD, WEBSTER, NY 14580-9119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA
Nov 7, 2018	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 13, 2003
Transfer Doc	9751000687
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	645 HOLT RD, WEBSTER, NY 14580-9119
Transaction Type	Mortgage
Record Updated	Feb 26, 2024
Title Company	CROSSROADS ABSTRACT INC, CROSSROADS ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 HOLT RD, WEBSTER, NY 14580-9119

Mortgage

Document Number	0000001406
Date	Feb 6, 2024
Book Page	30576/172
Instrument	202402061406

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	645 HOLT RD, WEBSTER, NY 14580-9119
Document Number	0000000782
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Jan 2, 2019
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 HOLT RD WEBSTER NY 145809119, WEBSTER, NY 14580-9119

Mortgage

Document Number	0000000782
Date	Dec 6, 2018
Book Page	027857/000454
Instrument	782

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 5, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,591.00 (+34.92%) Homeowner's exemption Senior Citizen's exemption Veteran's exemption
2025	$4,144.00 (+7.27%)	$130,900 (-) Land $40,000 Building $90,900	$272,700 (+20.82%) Land $83,331 Building $189,369
2023		$130,900 (-) Land $40,000 Building $90,900	$225,700 (+10.37%) Land $68,969 Building $156,731
2022		$130,900 Land $40,000 Building $90,900	$204,500 Land $62,490 Building $142,010
2021	$3,863.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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