Anoka County property record for 645 Highland Cir, Circle Pines, MN 55014
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,507 sqft · built 2002 |
| Lot Size | 0.567 acres (24,692 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $342,000 (Jun 2018) |
| Tax Bill | $5,315 (2026) |
| Deeds & Mortgages | Sep 2020 Mortgage Jun 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-31-22-12-0033 |
| Primary APN | 08-31-22-12-0033 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,507 sqft Living Area |
| 1st Floor Area | 1,507 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 24,692 sqft (0.567 acres) |
| Garage Area | 752 sqft |
| Driveway | Driveway |
| Porch | Open Porch |
| Porch Area | 48 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1479803 |
|---|---|
| Street Address | 645 HIGHLAND CIR |
| City | CIRCLE PINES |
| State | MN |
| Zip | 55014-2452 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 BLOCK 1 HIGHLAND MEADOWS WEST 3RD ADD |
| Legal Range | 22W |
| Legal Township | 31N |
| Legal Section | 08 |
| Legal Subdivision | HIGHLAND MEADOWS WEST 3RD ADD |
| Legal Block | 1 |
| Legal Lot Number | 14 |
| Jurisdiction | ANOKA MN |
| Township / Civil Division | LINO LAKES |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 50233 |
645 Highland Cir is owned and occupied by two individuals who bought it in June 2018.
Source: Anoka County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 HIGHLAND CIR, CIRCLE PINES, MN 55014-2452 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 10, 2020 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jun 8, 2018 | Warranty Deed, Transfer · VA Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 8, 2018 · Amount on File |
| Deed Sale | Jun 8, 2018 · Amount on File |
| Prior Sale | Oct 17, 2002 · Amount on File |
| Deed Document Number | 20182201208001 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ANOKA MN |
| Property Address | 645 HIGHLAND CIR, CIRCLE PINES, MN 55014-2452 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | TRI-COUNTY ABSTRACT, TRI COUNTY ABSTRACT |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | A2277724001 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | A2277724.001 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ANOKA MN |
| Recording Date | Jun 8, 2018 |
| Property Address | 645 HIGHLAND CIR, CIRCLE PINES, MN 55014-2452 |
| Document Number | A2201208001 |
| Instrument Date | May 31, 2018 |
| Instrument | A2201208.001 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2023 |
| Title Company | RESULTS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,128.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 645 HIGHLAND CIR, CIRCLE PINES, MN 55014-2452 |
| Document Number | A2201208002 |
|---|---|
| Date | Jun 8, 2018 |
| Instrument | A2201208.002 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2048 |
The 2026 property tax bill for 645 Highland Cir was $5,315 with a homeowner's exemption.
Source: Anoka County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Anoka County |
| Municipality | Lino Lakes City |
| Unified School District | Forest Lake Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,315.00 Homeowner's exemption | $467,000 Land $123,000 Building $344,000 | $467,000 Land $123,000 Building $344,000 |
| 2024 | $4,598.00 | $444,800 Land $116,600 Building $328,200 | $444,800 Land $116,600 Building $328,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Highland Cir in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 Highland Cir is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Lino Lakes serves 18,608 people · EPA ID MN1020023 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| CenturyLink Fiber · DSL in parts of the area | 1,000 / 1,000 |
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