1. Home
  2. Maryland
  3. Dorchester County
  4. Cambridge
  5. High St

645 High St, Cambridge, MD 21613 Property Records

Dorchester County property record for 645 High St, Cambridge, MD 21613

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,280 sqft · built 1932
Lot Size0.096 acres (4,200 sqft)
OwnerIndividual Name on Record
Last Sale$18,000 (Jun 1997)
Tax Bill$883 (2026)
Deeds & MortgagesOct 2022 Transfer
Dec 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN07-171412

Property Details

APN / Parcel Number

Primary APN07-171412
Alternative APNs
  • 7171412
  • 171412

Interior

Full Baths1 Bath
Stories2 Stories
Building Area1,280 sqft Total Area

Exterior

Year BuiltBuilt 1932
Effective Year BuiltEffective 1932
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area4,200 sqft (0.096 acres)
PorchSlab
Porch Area162 sqft

Utilities, Heating & Cooling

Heating FuelElectric
SewerConnected

Location & Zoning

Account Number171412
Street Address645 HIGH ST
CityCAMBRIDGE
StateMD
Zip21613-2244
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionLOT 4,200 SQ. FT. 645 HIGH STREET CAMBRIDGE
JurisdictionDORCHESTER MD
Township / Civil Division7, CAMBRIDGE
Census Block Group3
Census Block3010
Census Tract970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Pine Street Neighborhood Historic District
listed 2012 · 572 contributing resources · NRIS 12000976

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address645 HIGH ST, CAMBRIDGE, MD 21613-2244
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2022Intrafamily Transfer, Transfer
Dec 1, 2019Loan Modification, Mortgage · Conventional Mortgage
HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 1997 · Amount on Record
Deed SaleJun 18, 1997 · Amount on Record
Deed Document Number19971186
Deed Book / Page357 / 984
Last Transfer DateJul 11, 2013
Transfer Doc0011700006
Record UpdatedOct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDORCHESTER MD
Recording DateOct 18, 2022
Property Address645 HIGH ST, CAMBRIDGE, MD 21613-2244
Document Number0017730420
Book / Page1773 / 420
Instrument DateOct 17, 2022
Transaction TypeTransfer
Record UpdatedOct 26, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 HIGH ST, CAMBRIDGE, MD 21613-2244

December 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionDORCHESTER MD
Property Address645 HIGH ST, CAMBRIDGE, MD 21613-2244
Document Number0015570350
Instrument DateDec 1, 2019
Transaction TypeMortgage
Record UpdatedFeb 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address645 HIGH ST CAMBRIDGE MD 216132244, CAMBRIDGE, MD 21613-2244

Mortgage

Document Number0015570350
DateJan 15, 2020
Book Page001557/000350
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Address7800 HARKINS RD, LANHAM SEABROOK, MD 20706-1333
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueJan 14, 2030

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyDorchester County
MunicipalityCambridge City
Unified School DistrictDorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$883.00 (+10.1%)$47,300 (+10.77%)$56,500 (+32.32%) Land $6,000 Building $50,500
2025$802.00 (+16.06%)$42,700 (+14.07%) Land $6,000 Building $36,700$42,700 (-) Land $6,000 Building $36,700
2023$691.00$37,433$42,700 Land $6,000 Building $36,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CAMBRIDGE WATER
serves 15,000 people · EPA ID MD0090002
Water SourceGroundwater
Last State InspectionJun 2025
Lead4 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area		2,000 / 250

May also be available: Bay Country Communications, T-Mobile, Verizon.

Nearby Properties on High St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures