645 High St, Adrian, MI 49221 Property Records

Lenawee County property record for 645 High St, Adrian, MI 49221 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 884 sqft · built 1954
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Tax Bill	$1,986 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Aug 2020 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`XA0-715-0011-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-715-0011-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	884 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	134 ft deep x 65 ft wide
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 HIGH ST
City	ADRIAN
State	MI
Zip	49221-1424
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 1/2 LOTS 10 & 11 SUB 1 RIVERSIDE HILLS
Legal Subdivision	RIVERSIDE HILLS SUB 1
Legal Lot Number	10-11
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	2
Census Block	2001
Census Tract	61400

Owner

Source: Lenawee County records · APN XA0-715-0011-00

Assessment roll updated July 31, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	645 HIGH ST, ADRIAN, MI 49221-1424
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit ADVIA CREDIT UNION
Aug 05, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OLD NATIONAL BANK
Aug 03, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OLD NATIONAL BANK
Nov 19, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance OLD NATIONAL BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jul 16, 2010
Transfer Doc	0025190722
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	645 HIGH ST, ADRIAN, MI 49221-1424
Transaction Type	Mortgage
Record Updated	Sep 05, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026580425
Date	Aug 16, 2023
Book Page	2658/425

Lender

Name	ADVIA CREDIT UNION
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	645 HIGH ST, ADRIAN, MI 49221-1424
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026010736
Date	Aug 05, 2020
Book Page	2601/736

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	645 HIGH ST, ADRIAN, MI 49221-1424
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026010597
Date	Aug 03, 2020
Book Page	2601/597

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Sep 01, 2035

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	645 HIGH ST, ADRIAN, MI 49221-1424
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026070819
Date	Nov 19, 2020
Book Page	2607/819

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2050

Tax Assessment & Valuation

Source: Lenawee County records · Assessment roll updated July 31, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,000 (+1.09%)	$130,000 (+1.09%)
2025	$1,986.00 (+2.27%) Homeowner's exemption	$64,300 (+20.86%)	$128,600 (+20.86%)
2024	$1,942.00
2023		$53,200 (+11.53%)	$106,400 (+11.53%)
2022		$47,700	$95,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lenawee County (26091C), updated August 14, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 262 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
D & P Communications	Fiber	4,000 / 4,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
Mercury Broadband	Fixed Wireless (licensed-by-rule)	150 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: D & P Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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