Duval County property record for 645 Herman St, Jacksonville, FL 32205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,088 sqft · built 1925 |
| Lot Size | 0.182 acres (7,921 sqft) |
| Owner | Individual Name on File |
| Last Sale | $175,000 (Oct 2021) |
| Tax Bill | $2,034 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Oct 2021 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 078859-0010 |
| Primary APN | 078859-0010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,088 sqft Living Area |
| Gross Area | 1,214 sqft |
| 1st Floor Area | 1,088 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Shingles |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 7,921 sqft (0.182 acres) |
| Lot Dimensions | 200 ft deep x 40 ft wide |
| Porch | Finished/Open Porch |
| Porch Area | 294 sqft |
| Patio Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 645 HERMAN ST |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32205-5443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RMD-A |
| Legal Description | 9-26 20-2S-26E .18 EDMONDSONS PINEDALE S/D LOT 154 |
| Legal Range | 26E |
| Legal Township | 02S |
| Legal Section | 20 |
| Legal Subdivision | EDMONDSONS PINEDALE |
| Legal Lot Number | 154 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE WEST |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 2502 |
Source: Duval County records · APN 078859-0010
Assessment roll updated June 3, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 645 HERMAN ST, JACKSONVILLE, FL 32205-5443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 18, 2025 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Mar 19, 2020 | Warranty Deed, Transfer JOHN EBUEN |
| Mar 12, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Feb 12, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Prior Sale | Mar 19, 2020 · Amount on Record |
| Deed Document Number | 2021266595 |
| Deed Book / Page | 19952 / 1666 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 645 HERMAN ST, JACKSONVILLE, FL 32205-5443 |
| Transaction Type | Mortgage |
| Record Updated | Dec 03, 2025 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 645 HERMAN ST, JACKSONVILLE, FL 32205-5443 |
| Document Number | 0216930758 |
|---|---|
| Date | Nov 18, 2025 |
| Book Page | 21693/758 |
| Instrument | 2025265383 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 06, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 12, 2021 |
| Property Address | 645 HERMAN ST, JACKSONVILLE, FL 32205-5443 |
| Document Number | 0199521666 |
| Book / Page | 19952 / 1666 |
| Map Reference | MB 9 PG 26 |
| Instrument Date | Sep 17, 2021 |
| Instrument | 2021266595 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2023 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2217 SANDY BAY LN, JACKSONVILLE, FL 32233-0010 |
| Name | Verified Name |
|---|---|
| Address | 645 HERMAN ST, JACKSONVILLE, FL 32205-5443 |
| Document Number | 0199521668 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 19952/1668 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 19, 2020 |
| Property Address | 645 HERMAN ST, JACKSONVILLE, FL 32205-5443 |
| Document Number | 0191441447 |
| Book / Page | 019144 / 001447 |
| Instrument Date | Mar 12, 2020 |
| Instrument | 64074 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 7563 PHILIPS HWY #208 JACKSONVILLE FL 322566834, 208, JACKSONVILLE, FL 32256-6834 |
| Investor | Possibly a Property Investor |
| Document Number | 191441449 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 019144/001449 |
| Instrument | 64075 |
| Name | JOHN EBUEN |
|---|---|
| Address | 1 EQUITY WAY, WESTLAKE, OH 44145-1050 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Mar 18, 2023 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Mar 12, 2020 |
| Property Address | 645 HERMAN ST, JACKSONVILLE, FL 32205-5443 |
| Document Number | 0191371004 |
| Book / Page | 019137 / 001004 |
| Instrument Date | Mar 06, 2020 |
| Instrument | 58718 |
| Transaction Type | Transfer |
| Record Updated | Apr 07, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $315.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22217 SANDY BAY LN JACKSONVILLE FL 32233, JACKSONVILLE, FL 32233 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Feb 12, 2020 |
| Property Address | 645 HERMAN ST, JACKSONVILLE, FL 32205-5443 |
| Document Number | 0191022183 |
| Book / Page | 019102 / 002183 |
| Instrument Date | Feb 07, 2020 |
| Instrument | 34323 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $350.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 19 12TH ST S JACKSONVILLE BEACH FL 322503433, JACKSONVILLE BEACH, FL 32250-3433 |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $139,955 (+2.7%) | $143,930 (+2.01%) Land $36,480 Building $107,450 | |
| 2025 | $2,034.00 (+12.19%) Homeowner's exemption | $136,276 (-0.72%) | $141,093 (+2.62%) Land $36,480 Building $104,613 |
| 2024 | $1,813.00 (-5.03%) | ||
| 2023 | $1,909.00 (+9.97%) Homeowner's exemption | $137,262 (+3%) | $137,497 (+3.18%) Land $38,760 Building $98,737 |
| 2022 | $1,736.00 Homeowner's exemption | $133,265 Land $38,760 Building $94,505 | $133,265 Land $38,760 Building $94,505 |
Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (1992–2015) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Nov 2015 · rainfall accumulation |
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 448 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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