645 Hazel St, Vassar, MI 48768 Property Records

Tuscola County property record for 645 Hazel St, Vassar, MI 48768

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$74,900 (Mar 2019)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Sep 2026 Mortgage May 2022 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`051-500-401-0700-00`

Property Details

APN / Parcel Number

Primary APN	`051-500-401-0700-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	936 sqft Building Perimeter
1st Floor Area	936 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Condo/Apartment
Lot Area	8,712 sqft (0.2 acres)
Garage Area	308 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	645 HAZEL ST
City	VASSAR
State	MI
Zip	48768-1416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T11N R8E LOT 7 BLK 1 MERRITT'S ADD CITY OF VASSAR.
Legal Subdivision	MERRITTS ADD
Legal Block	1
Legal Lot Number	7
Jurisdiction	TUSCOLA MI
Township / Civil Division	VASSAR
Census Block Group	3
Census Block	3023
Census Tract	900

Owner

645 Hazel St is owned and occupied by an individual who bought it in March 2019.

Source: Tuscola County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	645 HAZEL ST, VASSAR, MI 48768-1416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT
May 19, 2022	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Apr 10, 2020	Deed of Trust, Mortgage · FHA Mortgage MR COOPER
Mar 22, 2019	Warranty Deed, Construction Loan · Construction Mortgage CASON HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2019 · Amount on File
Deed Sale	Mar 22, 2019 · Amount on File
Prior Sale	Dec 1, 2016 · Amount on File
Deed Book / Page	1418 / 303
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Recording Date	Sep 1, 2026
Property Address	645 HAZEL ST, VASSAR, MI 48768-1416
Document Number	1607001014
Book / Page	1607 / 1014
Instrument Date	Sep 1, 2026
Transaction Type	Mortgage
Record Updated	Sep 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 HAZEL ST, VASSAR, MI 48768-1416

Mortgage

Document Number	1607001014,
Date	Sep 1, 2026
Book Page	1607/1014

Lender

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months

Interest

Max Rate	-1%

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	645 HAZEL ST, VASSAR, MI 48768-1416
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	45 HAZEL ST, VASSAR, MI 48768

Mortgage

Document Number	01508/1378
Date	May 19, 2022
Book Page	1508/1378

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	336 Months
Due	May 1, 2050

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TUSCOLA MI
Property Address	645 HAZEL ST, VASSAR, MI 48768-1416
Document Number	0014470030
Instrument Date	Apr 10, 2020
Transaction Type	Mortgage
Record Updated	Jun 16, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 HAZEL ST VASSAR MI 487681416, VASSAR, MI 48768-1416

Mortgage

Document Number	0014470030
Date	May 18, 2020
Book Page	001447/000030

Lender

Name	MR COOPER
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 17, 2050

March 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	TUSCOLA MI
Recording Date	Mar 22, 2019
Property Address	645 HAZEL ST, VASSAR, MI 48768-1416
Document Number	0014180303
Book / Page	001418 / 000303
Instrument Date	Mar 1, 2019
Transaction Type	Construction Loan
Record Updated	Apr 1, 2019
Title Company	ASK SERVICES INC, ASK SVCS INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$644.14
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5340 MILLINGTON RD MILLINGTON MI 487468701, MILLINGTON, MI 48746-8701

Mortgage

Document Number	14180306
Date	Mar 22, 2019
Book Page	001418/000306

Lender

Name	CASON HM LNS
Type	Funding / Finance Company
Address	PALM BEACH GARDENS, FL 33408

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Mar 21, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 645 Hazel St was $1,791 with a homeowner's exemption, up 76.6% from the year before.

Source: Tuscola County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Tuscola County
Municipality	Vassar City
Unified School District	Vassar Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$47,300 (+1.28%)	$94,600 (+1.28%)
2025	$1,791.00 (+76.63%) Homeowner's exemption	$46,700	$93,400
2024	$1,014.00
2023		$44,400	$88,800
2020	$1,254.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 645 Hazel St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective April 3, 2012 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 38 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	43 (1985–2018)
Claims Outside the SFHA	5 of 43
Most Recent Claim	Feb 2018 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, Jun 1996 · 4 claims Severe Storms & Flooding, Sep 1986 · 14 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 645 Hazel St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF VASSAR serves 2,697 people · EPA ID MI0006780
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 143 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Air Advantage.

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