645 Harrison Ave, Lima, OH 45804 Property Records

Allen County property record for 645 Harrison Ave, Lima, OH 45804

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,544 sqft · built 1900
Lot Size	0.172 acres (7,492 sqft)
Owner	Company Name on File
Last Sale	$70,000 (Mar 2025)
Tax Bill	$645 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`37-3112-04-011.000`

Property Details

APN / Parcel Number

Primary APN	`37-3112-04-011.000`
Alternative APN	`M3837311204011000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,544 sqft Living Area
Gross Area	2,160 sqft
1st Floor Area	928 sqft
Upper Floors Area	616 sqft
Basement Area	616 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,492 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	182 sqft
Deck Area	64 sqft
Patio Area	192 sqft
Canopy	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	645 HARRISON AVE
City	LIMA
State	OH
Zip	45804-1437
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	JACOBS 11TH ADDITION LOT 6172 FF 50.00
Legal Subdivision	JACOBS 11TH ADDITION
Legal Lot Number	6172
Jurisdiction	ALLEN OH
Township / Civil Division	LIMA
Census Block Group	1
Census Block	1021
Census Tract	12700

Owner

Source: Allen County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2230 N DIXIE HWY, LIMA, OH 45801-3248
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2023	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU
Oct 24, 2022	Certificate of Transfer, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 5, 2025 · Amount on Record
Deed Sale	Mar 5, 2025 · Amount on Record
Prior Sale	Jan 13, 2023 · Amount on Record
Deed Document Number	20251818
Record Updated	Sep 20, 2026

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEN OH
Recording Date	Jan 13, 2023
Property Address	645 HARRISON AVE, LIMA, OH 45804-1437
Document Number	1130000320
Book / Page	2023 / 320
Map Reference	MB 4 PG 96
Instrument Date	Jan 12, 2023
Instrument	202301130000320
Transaction Type	Transfer
Record Updated	Jan 24, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 HARRISON AVE, LIMA, OH 45804-1437

Mortgage

Document Number	1130000321
Date	Jan 13, 2023
Instrument	202301130000321

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.62%
Type Change Date	Feb 1, 2030
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	11.6%
Index	1-Year T-Bill
Max Rate	11.6%

October 2022: Certificate of Transfer, Transfer

Document Type	Certificate of Transfer
Jurisdiction	ALLEN OH
Recording Date	Oct 24, 2022
Property Address	645 HARRISON AVE, LIMA, OH 45804-1437
Document Number	10240012321
Book / Page	2022 / 12321
Map Reference	MB 4 PG 96
Instrument Date	Oct 18, 2022
Instrument	202210240012321
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	114 WOOD ST, LIMA, OH 45804-1466

Tax Assessment & Valuation

Source: Allen County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Allen County
Municipality	Lima City
Unified School District	Lima City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$645.00 (+13.76%)	$14,290 (-) Land $1,230 Building $13,060	$40,800 (-) Land $3,500 Building $37,300
2024	$567.00 (-7.2%)	$14,290 (+5.15%) Land $1,230 Building $13,060	$40,800 (+5.15%) Land $3,500 Building $37,300
2023	$611.00 (+138.67%)	$13,590 (-) Land $1,160 Building $12,430
2022	$256.00 Homeowner's exemption	$13,590 Land $1,160 Building $12,430
2021			$38,800 Land $3,300 Building $35,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LIMA CITY serves 65,619 people · EPA ID OH0200811
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · May 2026 Total trihalomethanes resolved · Apr 2024 Turbidity resolved · Dec 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Benton Ridge Telephone Company Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Hanson Communications.

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