Whitley County property record for 645 Harold Leforce Rd, Williamsburg, KY 40769
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1.5 ba · 1,260 sqft |
| Lot Size | 2.79 acres (121,532 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,152 (2025) |
| Deeds & Mortgages | Jul 2019 Line of Credit May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 107-00-00-031.00 |
| Primary APN | 107-00-00-031.00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Basement Area | 504 sqft |
| Finished Basement | 504 sqft |
| Exterior Material | Other |
|---|---|
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 121,532 sqft (2.79 acres) |
| Terrain | Rolling |
| Porch | Slab |
| Porch Area | 144 sqft |
| Deck Area | 48 sqft |
| Cooling System | Central |
|---|---|
| Heating Fuel | Electric |
| Street Address | 645 HAROLD LEFORCE RD |
|---|---|
| City | WILLIAMSBURG |
| State | KY |
| Zip | 40769-8644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | 1.5 ST WOOD HS & 2.79 AC CRIPPLE CRK |
| Legal Subdivision | CRIPPLE CRK |
| Jurisdiction | WHITLEY KY |
| Township / Civil Division | CUMBERLAND FALLS |
| Census Block Group | 2 |
| Census Block | 2053 |
| Census Tract | 920402 |
645 Harold Leforce Rd is owned and occupied by two individuals.
Source: Whitley County records, as of April 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 645 HAROLD LEFORCE RD, WILLIAMSBURG, KY 40769-8644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2019 | Deed of Trust, Mortgage · Line of Credit COMMUNITY TRUST BANK INC |
| May 18, 2023 | Land Contract, Transfer |
| May 18, 2023 | Land Contract, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHITLEY KY |
| Property Address | 645 HAROLD LEFORCE RD, WILLIAMSBURG, KY 40769-8644 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|---|
| Address | 645 HAROLD LEFORCE RD, WILLIAMSBURG, KY 40769-8644 |
| Document Number | 00M643/525 |
|---|---|
| Date | Jul 10, 2019 |
| Book Page | M643/525 |
| Instrument | 237728 |
| Name | COMMUNITY TRUST BANK INC |
|---|---|
| Type | Bank |
| Address | WILLIAMSBURG, KY 40769 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 19, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | May 18, 2023 |
| Property Address | 645 HAROLD LEFORCE RD, WILLIAMSBURG, KY 40769-8644 |
| Document Number | 0MC211/803 |
| Book / Page | MC211 / 803 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 293339 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1705 MOUNTAIN BAY DR, HIXSON, TN 37343-3131 |
| Name | Verified Name |
|---|---|
| Address | 645 HAROLD LEFORCE RD, WILLIAMSBURG, KY 40769-8644 |
| Document Type | Land Contract |
|---|---|
| Jurisdiction | WHITLEY KY |
| Recording Date | May 18, 2023 |
| Property Address | 645 HAROLD LEFORCE RD, WILLIAMSBURG, KY 40769-8644 |
| Document Number | 0MC211/798 |
| Book / Page | MC211 / 798 |
| Instrument Date | Nov 5, 2020 |
| Instrument | 293338 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1705 MOUNTAIN BAY DR, HIXSON, TN 37343-3131 |
| Name | Verified Name |
|---|---|
| Address | 645 HAROLD LEFORCE RD, WILLIAMSBURG, KY 40769-8644 |
The 2025 property tax bill for 645 Harold Leforce Rd was $1,152, up 7.7% from the year before.
Source: Whitley County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Whitley County |
| Unified School District | Whitley County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,152.00 (+7.66%) | $147,000 (-) | $147,000 (-) |
| 2024 | $1,070.00 (+283.51%) | $147,000 (+292%) | $147,000 (+292%) |
| 2023 | $279.00 | $37,500 | $37,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 645 Harold Leforce Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 645 Harold Leforce Rd is high, ranking above 71% of the US, with a 0.4% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 71% of the US · above 83% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.4% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CUMBERLAND FALLS HIGHWAY WATER DISTRICT serves 9,498 people · EPA ID KY1180093 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Jan 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures