645 Hard Rd, Webster, NY 14580 Property Records

Monroe County and Webster Town property record for 645 Hard Rd, Webster, NY 14580

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,406 sqft · built 1952
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$252,000 (Sep 2021)
Tax Bill	$6,908 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`265489 064.15-1-69`

Property Details

APN / Parcel Number

Primary APN	`265489 064.15-1-69`
Alternative APNs	`54890641500001069000` `02887100000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,406 sqft Living Area
1st Floor Area	1,406 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	174 ft deep x 150 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	1,204 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	02887100000
Street Address	645 HARD RD
City	WEBSTER
State	NY
Zip	14580-8970
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0012-14-04 LIFE USE / ANNE R GRIPPO
Legal Block	1
Legal Lot Number	69.000
Jurisdiction	MONROE NY
Township / Civil Division	WEBSTER
Census Block Group	4
Census Block	4005
Census Tract	11302

Owner

Source: Monroe County and Webster Town records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	645 HARD RD, WEBSTER, NY 14580-8970
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 29, 2021 · Amount on Record
Deed Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	2021756
Deed Book / Page	12565 / 26
Prior Transfer Date	Aug 4, 2003
Prior Transfer Doc	9832000515
Record Updated	Jun 8, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Sep 29, 2021
Property Address	645 HARD RD, WEBSTER, NY 14580-8970
Document Number	0000000026
Book / Page	12565 / 26
Instrument Date	Sep 14, 2021
Instrument	202109290756
Transaction Type	Transfer
Record Updated	Oct 25, 2021
Title Company	WEBTITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	769 BLUE CREEK DR, 769, WEBSTER, NY 14580-9167

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	645 HOWARD RD, ROCHESTER, NY 14624-1758

Mortgage

Document Number	202109290757
Date	Sep 29, 2021
Instrument	202109290757

Lender

Name	PREMIUM MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Monroe County and Webster Town assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
County Subdivision	Webster Town
Unified School District	Webster Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,908.00 (+112.1%)	$142,400 (-) Land $29,900 Building $112,500	$296,700 (+20.86%) Land $62,299 Building $234,401
2023		$142,400 (-) Land $29,900 Building $112,500	$245,500 (+10.34%) Land $51,548 Building $193,952
2022		$142,400 Land $29,900 Building $112,500	$222,500 Land $46,719 Building $175,781
2021	$3,257.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MCWA public/private · serves 525,262 people · EPA ID NY2701047
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	5 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20