Richland County property record for 645 Hampton Trace Ln, Columbia, SC 29209
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,884 sqft · built 1988 |
| Lot Size | 0.271 acres (11,820 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,843 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jan 2020 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 13709-03-12 |
| Primary APN | 13709-03-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,884 sqft Heated Area |
| Gross Area | 5,096 sqft |
| 1st Floor Area | 1,367 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 11,820 sqft (0.271 acres) |
| Garage Area | 651 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 585 sqft |
| Patio Area | 189 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 01022002 |
|---|---|
| Street Address | 645 HAMPTON TRACE LN |
| City | COLUMBIA |
| State | SC |
| Zip | 29209-1937 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-MD |
| Legal Description | LOT 19 40X123X153X162 #SU HAMPTON TRACE #PR Z-9631 |
| Legal Subdivision | HAMPTON TRACE |
| Legal Lot Number | 19,40 |
| Jurisdiction | RICHLAND SC |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 11604 |
Source: Richland County records, as of July 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 645 HAMPTON TRACE LN, COLUMBIA, SC 29209-1937 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 15, 2022 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| May 1, 2019 | Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS |
| May 17, 2018 | Deed of Trust, Mortgage · Line of Credit SC STATE FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 645 HAMPTON TRACE LN, COLUMBIA, SC 29209-1937 |
| Transaction Type | Mortgage |
| Record Updated | Apr 11, 2024 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 645 HAMPTON TRACE LN, COLUMBIA, SC 29209-1937 |
| Document Number | 0027952472 |
|---|---|
| Date | Nov 15, 2022 |
| Book Page | 2795/2472 |
| Instrument | 2022063036 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 327 Months |
| Due | Feb 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 645 HAMPTON TRACE LN, COLUMBIA, SC 29209-1937 |
| Document Number | 2466/1954 |
| Instrument Date | Jan 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 645 HAMPTON TRACE LN COLUMBIA SC 292091937, COLUMBIA, SC 29209-1937 |
| Document Number | 2466/1954 |
|---|---|
| Date | Feb 4, 2020 |
| Book Page | 002466/001954 |
| Instrument | 5829 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 3, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 645 HAMPTON TRACE LN, COLUMBIA, SC 29209-1937 |
| Document Number | 2391/1699 |
| Instrument Date | May 1, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 6, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 645 HAMPTON TRACE LN COLUMBIA SC 292091937, COLUMBIA, SC 29209-1937 |
| Document Number | 2391/1699 |
|---|---|
| Date | May 6, 2019 |
| Book Page | 002391/001699 |
| Instrument | 31603 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 5, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHLAND SC |
| Property Address | 645 HAMPTON TRACE LN, COLUMBIA, SC 29209-1937 |
| Document Number | 2305/0246 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2018 |
| Name | Verified Name |
|---|---|
| Address | 645 HAMPTON TRACE LN COLUMBIA SC 292091937, COLUMBIA, SC 29209-1937 |
| Document Number | 2305/0246 |
|---|---|
| Date | May 22, 2018 |
| Book Page | 002305/000246 |
| Instrument | 34676 |
| Name | SC STATE FCU |
|---|---|
| Address | COLUMBIA, SC 29201 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 21, 2043 |
| Rate Type | Adjustable Rate |
|---|
Source: Richland County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Richland County |
| Unified School District | Richland School District 1 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,843.00 (+15.86%) Homeowner's exemption | $572,800 (+2,774.92%) | $633,300 (+27.14%) Land $60,500 Building $572,800 |
| 2023 | $3,317.00 (-1.22%) | $19,924 (+0.02%) | $498,100 (-3.67%) |
| 2021 | $3,358.00 | $19,920 | $517,100 Land $47,700 Building $469,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 28 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 28 in force |
| Nearby Flood Claims | 21 (2015) |
| Claims Outside the SFHA | 4 of 21 |
| Most Recent Claim | Oct 2015 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 86% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | 5 ppb (2021–2023) action level 15 ppb |
| Water Quality | Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 50 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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