645 H Williams Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 645 H Williams Rd, Gilmer, TX 75645

Property Summary

Property TypeRural Home
Details2 ba · 4,321 sqft · built 1990
Lot Size3.98 acres (173,456 sqft)
OwnerIndividual Name on Record
Last Sale$125,000 (Feb 2010)
Tax Bill$5,027 (2026)
Deeds & MortgagesMar 2020 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN388U-S06-000-101

Property Details

APN / Parcel Number

Primary APN388U-S06-000-101
Alternative APN
  • 52671

Interior

Full Baths2 Baths
Building Area4,321 sqft Living Area
1st Floor Area2,066 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick Veneer
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area173,456 sqft (3.98 acres)
Garage Area462 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number388U-S06-000-101
Street Address645 H WILLIAMS RD
CityGILMER
StateTX
Zip75645-7972
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionABS A388 POWELL, SARAH,TRACT 101, 3.982 ACRES & HOUSE
Legal SubdivisionSARAH POWELL SURVEY A-388
Legal Tract101
JurisdictionUPSHUR TX
Township / Civil DivisionORE CITY
Census Block Group2
Census Block2043
Census Tract950102

Owner

Source: Upshur County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address645 H WILLIAMS RD, GILMER, TX 75645-7972
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
EASTMAN CU
Mar 4, 2019Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 22, 2010 · Amount on Record
Deed SaleFeb 22, 2010 · Amount on Record
Deed Document Number20101181
Deed Book / Page907 / 5
Prior Transfer DateFeb 12, 2010
Prior Transfer Doc000907/005
Record UpdatedOct 29, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address645 H WILLIAMS RD, GILMER, TX 75645-7972
Transaction TypeMortgage
Record UpdatedApr 16, 2020
Title CompanyCTC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202002296
DateMar 25, 2020
Instrument202002296
Lender
NameEASTMAN CU
TypeCredit Union
AddressKINGSPORT, TN 37660
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2050

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Property Address645 H WILLIAMS RD, GILMER, TX 75645-7972
Transaction TypeMortgage
Record UpdatedMar 27, 2019
Title CompanySOLIDIFI TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201901464
DateMar 4, 2019
Instrument201901464
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictNew Diana Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,027.00 (+533.12%) Homeowner's exemption Disabled Person's exemption$313,440 (-5.39%) Land $101,580 Building $211,860$313,440 (-5.39%) Land $101,580 Building $211,860
2025$794.00 (-58.52%) Homeowner's exemption Disabled Person's exemption$331,310 (+15.94%) Land $116,570 Building $214,740$331,310 (+15.94%) Land $116,570 Building $214,740
2023$285,760 Land $99,690 Building $186,070$285,760 Land $99,690 Building $186,070
2022$1,914.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · lower than 66% of Texas
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDIANA SUD
serves 7,953 people · EPA ID TX2300006
Water SourcePurchased surface water from NORTHEAST TEXAS MWD
Last State InspectionMay 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting18
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Etex Telephone
Fiber
1,000 / 1,000

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